All programs which describe themselves as an "HYIP" will scam their customers eventually. It does not matter how long they take to scam their customers, they will scam their customers.
You may think that this is a subjective opinion, but it is not.
https://en.wikipedia.org/wiki/High-yield_investment_program12% daily return.
Put that into a compound interest calculator. 12% per day is 4380% per year.
If you put $100 into that program and you allowed it to compound daily for a year, your final balance would be worth $82,292,499,203,913,880,000. Now do you still think it's okay?
you are almost correct.
The compound for a year will be: 92,167,599,108,383,825,924.18
Yet most of the HYIPs I have seen have longer then a day period.
So you need to "invest" it for a week or month.
So you make 12 per day for 1 month, then you can reinvest and so on.
But I was wondering why there are no actual services like this.
For example someone to use the capital to invest it in different investing programs (trading coins, banckroll, etc..) and to share the profits among the investors?
This will be cool and good way to earn money if you know nothing about gambling or investing. Yet will give the operator the ability to operate with big amounts in order to gain better returns.
For example I flip some coins for good profit, but I have small amount, so my profits are small. If I had bigger bank I could've made lots of money, but now I make incredible returns in % but the absolute value is so small it is sad...
This is what I think. There should be a program that you can join and start earning money, but probably the % will be low and not many people will like to invest there...
Not sure why ppl like to invest in something that has nothing real in it, and do not like when a program offers realistic returns...