Eid Ul Adha Mubarak
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Uske bad zara baat karte hain Pakistan men crypto k hawale se jo scenes hain uske baare mein aur latest updates k baare mein.
Toh latest news yeh hai ke
State Bank of Pakistan (SBP) ne official tor par BPRD Circular Letter No. 10 of 2026 jari karte hue April 2018 se cryptocurrency par lagi makhsoos banking ban ko mukammal tor par khatam kar diya hai. Yeh faisla mulk mein halia pas hone wale Virtual Assets Act 2026 aur PVARA (Pakistan Virtual Assets Regulatory Authority) ke qayam ke baad samne aaya hai, jis se ab Pakistan mein crypto transactions ko ek baqaida legal aur regulated framework mil gaya hai.
Naye Banking Rules Ki Main Highlights:Legal Bank Accounts: SBP ne ab tamam local banks aur regulated financial institutions ko ijazat de di hai ke woh PVARA se approved ya NOC-holder Virtual Asset Service Providers (VASPs), jese ke compliant crypto exchanges aur custody services, ke bank accounts khol sakte hain.
Client Money Accounts (CMAs): Banks ko makhsoos PKR-denominated "Client Money Accounts" kholne ke orders diye gaye hain taake aam users ke funds ko exchange ke apne operational funds se bilkul alag (segregated) rakha ja sake. In accounts mein cash deposits ya cash withdrawals ki ijazat nahi hogi, balkay yeh sirf digital banking rails ke zariye kaam karenge.
No Direct Risk For Banks: State Bank ne clear red line khinch di hai ke banks khud apne paison ya customer deposits se crypto assets mein invest, trade ya unhein hold nahi kar sakte. Banks ka kaam sirf ek safe transaction channel (banking pathway) faraham karna hoga.
Strict Anti-Money Laundering Controls: Tamam banks ke liye lazmi qarar diya gaya hai ke woh crypto businesses par sakht Customer Due Diligence (CDD) apply karein aur kisi bhi kism ki mashkook transaction ko fori tor par Financial Monitoring Unit (FMU) ko report karein. Mulk mein maujood makhsoos crypto users (jo ke takreeban 3 se 4 crore bataye jate hain) ke liye yeh faisla p2p frauds se bachne aur legally kaam karne ke liye ek milestone sabit hoga.
Source(s):
Binance Square ,
TradingView