I am from USA. If that's the case, in your experience can you provide examples of collateral that's easy to get rid of ?
Established, high volume alternative cryptocurrencies are the golden standard of collateral on this board. An account that you can't reclaim access to that has value is probably #2. If you don't have either of those you are probably not going to get a loan here, especially one as large as you are asking for, but maybe someone would accept physical collateral like electronics or precious metals. Don't expect that to be cheap, though.