Sorry I haven't replied sooner, I had a busy week, but I've updated my OP now.
Thanks for the offer.
I was asking myself the exact same question the last few weeks. What will happen when reports sais no such person exist.
I can't answer that, I don't know.
if some efforts are put into it, it is easy to track id of the faker, by locating transactions etc.
It's possible to use multiple intermediaries I've made both for incoming and outgoing transactions (all are in the same fake account holder's name), so tracing where the funds came from/went to gets harder. For example:
SEPA transfer/s from XYZ account/s to Leupay/iCard/Sogexia -> transfer to my fake verified OKPAY account -> MoneyPolo -> PerfectMoney and then to your actual PerfectMoney account and then withdraw to your actual bank account. You'll lose a bit on the fees of course, but it's better than just withdrawing from the fake bank account to your actual one.
Or, get a fake proof of address document, submit it and order a new debit card, then just withdraw from an ATM.
I've got these verified accounts that can be used as intermediaries (Leupay, iCard, Sogexia, TransferWise Borderless, glob-coin.com, WB21.com, Papaya.eu, Trejdoo.com, DiPocket, MoneyPolo, OKPAY, PerfectMoney). I also have a verified wex.nz (btc-e.com) account for sale, which you can use together with my verified PerfectMoney account to send/receive funds. Yobit.net also accepts PerfectMoney transfers.