Recommended 20k USD Long Term Portfolio (3-5 yrs.)

[alpinobaer]

Hi guys,

I wanna do a long term investment of around 20k USD - holding the coins 3 to 5 years without selling any of them.

Main portfolio should be a mix of less risky coins - but I wanna put some smaller amounts to rising stars that maybe could go to the moon.

50 % BTC
15 % ETH
15 % LTC
8 % IOTA
4 % XRP
4 % XVG
4 % NEO

Goal would be to have a value around 100 - 300k USD in 5 years, which I think is really possible if everything works out well.

What are your opinions on this portfolio ?

[Jack@Keep]

I think it looks good but I'm kind of biased against Ripple and Verge as well as IOTA. I think that $1600 from XVG and XRP would be better is some higher risk/ lower market cap. You would have more potential to hit a grand slam than a single. Something like NEBL or WTC. Ultimately you should invest in what you think has the best tech the most promise. Good Luck!

[draudoff]

Looks good! I am also sceptical about Verge and IOTA. You should consider the most tech potential coins. Therefore OMG, WAVES and QTUM are the ones you should take a look. Anyway, good luck!

[followmenot]

It looks very good. I would personally buy less than %1 ripple. I dislike centralized coins. I would also suggest you monero and zcash as they are both best anon coins right now.

[faimloup]

It looks very good. I would personally buy less than %1 ripple. I dislike centralized coins. I would also suggest you monero and zcash as they are both best anon coins right now.

Agreed. Everyone has favourites, but I would definitely have Monero and NEO in the mix, along with some utility coins (Golem) and alternate blockchains (stratis, cardano/ada).

[linkchann]

THis is so newbie. You should look disturbent projects like NEO REQ, RPX, CHANGEBANK. Low caps. Those you mentioned besides ETH and BTC have already high Marketcap

[krazy89]

where are blockchain platforms ? ( Lisk , Stratis , waves , qtum ....)
These guys are beast next year.
I think IOTA , XRP , XVG suck, just my opinion tho.

[cynical]

It looks very good. I would personally buy less than %1 ripple. I dislike centralized coins. I would also suggest you monero and zcash as they are both best anon coins right now.

The portfolio looks good, investing in Bitcoin, Ethereum and Litecoin is good and as followmenot suggests i would also recommend monero and zcash.
monero has big support because of its secure anonymity function, something which will always be in demand.

[allcryptominer]

I would add Nexus on your list as well. Hopefully they will launch first cube satellite next year.

[cryptofunn]

Good percentage distribution of the portfolio. But I would also take xrp

[testerx]

I think this will underperform BTC and whatever you get out of the forks. Let's check back in a few years and see if I was right

[r_0N4LD]

where are blockchain platforms ? ( Lisk , Stratis , waves , qtum ....)
These guys are beast next year.
I think IOTA , XRP , XVG suck, just my opinion tho.

I agree with this. Blockchain platforms / Blockchain as a service will be huge.
Stratis, Neblio, Waves, Nem and Ardor are all worth investing in, besides the obvious players like Ethereum and Neo.

[Rusmintan]

Hi guys,

I wanna do a long term investment of around 20k USD - holding the coins 3 to 5 years without selling any of them.

Main portfolio should be a mix of less risky coins - but I wanna put some smaller amounts to rising stars that maybe could go to the moon.

50 % BTC
15 % ETH
15 % LTC
8 % IOTA
4 % XRP
4 % XVG
4 % NEO

Goal would be to have a value around 100 - 300k USD in 5 years, which I think is really possible if everything works out well.

What are your opinions on this portfolio ?

It seems you do not have Bitcoin Cash. That one has very low transaction fees.

[geitrin]

maybe some deeponion, ardor, lisk, stratis, waves, omg - that's what i would add.

[surikat85]

I would add Neblio , and OMG

[Rusmintan]

I would add Neblio , and OMG

OMG has risen quite a lot in the past.

[yuhanongabor]

You miss Monero (XMR) in your portfolio!! How can you pick XVG over XMR? Its just a pump and dump shit. Monero's big time is coming! everything under 150$ is a good buyin for monero!

[krazy89]

Add some OMG, STRATIS, a little bit of QTUM ( this coin is stable as fuck )
then you'll be Fine, you may never buy these coins this cheap again next year , so better stack up your bags now .

[myfranco]

Choosing Top 10 coins would not give you such benefit. This is a very basic portfolio as if you have some money to invest and choose Top 10 stocks in Nasdaq. If i were you, i would diversify:

High Market Cap
Medium Market Cap
Low Market Cap
Risky Level(like $1000 for about 10 coins)

I would never choose XVG, Monero and XRP. Of course, this is my thinking.

[alpinobaer]

Thanks for all your replies, some where very helpful !

Some altcoins that have been mentioned have been on my watchlist as well like STRAT, OMG, WAVES...

I'm sure XMR and ZEC are also nice to invest, but I don't wanna change some parts of my 80% BTC/ETH/LTC portfolio to them.
Smaller cap coin portfolio should stay around 20%, I think I'll mix it up like this :

50 % BTC
15 % ETH
15 % LTC

5 % IOTA
4 % NEO
4 % STRAT
3 % WAVES
2 % OMG
2 % QTUM

I took out XRP and XVG, I'm anyway not really sure about the future of these coins.
I still believe IOTA with their blockchain-free tangle technology will be successful.