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Author Topic: 证券时报:年轻人要善用金融改善自己的生活  (Read 68 times)
pornuuu
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November 13, 2017, 05:41:06 PM
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“租房贷款”这个事儿,很多人不太理解,很多人将融资解读为银行盘剥、割韭菜,按揭买房解读为“房奴”。事实上,贷款买房,最大赢家是业主,银行只赚了利息,业主则获得了几倍的资产溢价。现实中,很多人怕负债,只好努力攒钱,尽管“无债一身轻”,但不懂得金融可以改善生活,不懂得金融可让你尽早“上车”、获取溢价收入,后者才是收入差距的最大因素。消费融资时代已来临,其功能就是借助信用,将未来收入拿到现在,提升一辈子总福利。

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November 13, 2017, 07:39:16 PM
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又在瞎扯淡,砖家啊专家。

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