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Question: What share of your savings are in Crypto right now?
All in. 100% in crypto - 3 (17.6%)
80% crypto/20% fiat - 4 (23.5%)
50%/50% - 8 (47.1%)
20% crypto/80% fiat - 1 (5.9%)
All out. 0% crypto - 1 (5.9%)
Total Voters: 17

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Author Topic: [POLL] What share of your savings are in Crypto\Fiat right now?  (Read 332 times)
Why Not (OP)
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November 21, 2017, 01:13:17 PM
 #1

I'm noob and curious how are people from crypto are keeping their savings. No cheating. Answer as it really is, please

I know, some ppl also using gold, stocks, estate, etc. for savings. But voting will be too complex, so to make it simpler it's just binary - crypto and fiat (everything what is not crypto falls into fiat)
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asdlolciterquit
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November 21, 2017, 01:37:36 PM
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mmm right now 50% fiat 50% crypto, but only because my fiat saving are always the same and my crypto saving have raised a lot in these years
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November 21, 2017, 01:45:56 PM
 #3

Personally, all in. I earn 100% in crypto now anyway, amd with the outlook of Bitcoin in particular, it just makes sense to sell only what I need for living expenses and store the rest.

Some context: I spent ALL of my fiat savings around last year for a major life move. So anyway, I had no savings until this year.

Also, savings from my partner's income is strictly in fiat. We have never bought crypto.

So, not all in when taking into account family context. That's simply too risky, whatever I feel about Bitcoin.

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Why Not (OP)
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November 21, 2017, 01:47:49 PM
 #4

mmm right now 50% fiat 50% crypto, but only because my fiat saving are always the same and my crypto saving have raised a lot in these years

Thank you! Are going to rise the crypto share in future or will tend to keep it like this (50/50)?
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November 21, 2017, 01:54:21 PM
 #5

30% Crypto \ 70% Fiat

in Crypto

70% Bitcoin
20% ETH
10% LTC
and get free Airdrops
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November 21, 2017, 01:58:31 PM
 #6

Right now i'm about 75% in crypto and 25% in fiat, so i choose 80 : 20 for the poll. It used to be only 30% crypto and 70% fiat but each day i believe crypto even more and keep increasing my bag so it become bigger in the end. out of the 75%, 80% is bitcoin while the other 20% is alts.

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November 21, 2017, 02:04:15 PM
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mmm right now 50% fiat 50% crypto, but only because my fiat saving are always the same and my crypto saving have raised a lot in these years

Thank you! Are going to rise the crypto share in future or will tend to keep it like this (50/50)?

mmmm no, i really don't think to buy some other crypto with my fiat money. Maybe the values of my crypto will rise again, but i still think that crypto is a very dangerous investment
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November 21, 2017, 03:24:51 PM
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Like anything else, diversification is key. You could get lucky, but you could be buying a one way ticket to hose town.

Why Not (OP)
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November 21, 2017, 04:03:19 PM
 #9

Thank you for sharing your thoughts guys! This is very interesting to see how actually people trust(not) in crypto! This is awesome and very inspirational
Why Not (OP)
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November 21, 2017, 06:09:57 PM
 #10

Like anything else, diversification is key. You could get lucky, but you could be buying a one way ticket to hose town.

Right. But how exactly right diversification is have to be made is the question that has many answers. As I see from the poll so far, only minor part of the community is really "all in". I was expecting something like 50% or more will choose "all in" option. But in reality its way less.

But having 0% crypto on resource like this is not surprising at all Smiley
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December 04, 2017, 09:34:54 AM
 #11

Though i am already a long time investor in the cryptomarket, i still have investments in fiat, in which i might take into consideration moving to cryptocurrency, however, there are still factors in which we need to consider, the whole world is watching bitcoin's movement and it seems that a lot of people from the baby boomer generation still do not see the benefits of bitcoin and are still focusing in the stock market,  they might create a law in my country that nay ban us from cryptocurrency, for me, not until a gen x or a millennial, will take over and rule over my country, i will still invest 50/50, that is to safe keep my investments.
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December 04, 2017, 09:51:14 AM
 #12

I am not that good in spending my money so I spent it in a lot of things that I really need and just need but eventually my interest to it will fade. Most of my savings right now are little by little depleting and I intend to use that in investing in an ICO that I think is interesting right now. If I will be calculating the percentage of it, it will be :

69% on BTC
10% on ETH
10% on my miscellaneouses, financial needs.
11% on other crpyto currencies

That is just on my mind, and I think I miscalculated it, because FIAT is more than BTC on my savings.
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December 04, 2017, 10:17:11 AM
 #13

I am not really into crypto currency but I also want to put some of my money into it. In my current balance right now, the share of crypto currency in my savings are 10%, that is too small for me, with the profits it has been giving me, if I added up some of my money into it, I will be getting three fold of what I am earning now. I would like to double up my share and put it into 20%.
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December 11, 2017, 03:01:47 PM
 #14

Since I'm still just a student and I don't really have enough money or savings because it is really hard saving money from all the expenses in school needs. I just earned money from signature campaigns. But I do sure want to invest a fair share of my savings given the chance that I will have someday so that I could increase my rate of earnings in bitcoin for about 3 folds or more. I really want to invest in cryptocurrency because I know that it will give me the financial freedom I've always wanted.
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December 11, 2017, 04:05:03 PM
 #15

Well, I need to balance my savings and investments for crypto and physical money, digital assets are still in development phase though some microtransactions businesses support payments using bitcoin or other altcoins, still the majority of firms and business accepts traditional fiat rather than digital coins, why? stability and scaling issues, plus fiat is still the most used currency for everyday use while cryptocurrencies usage are more than investments and trading, but the future is clear, we will use one of the cryptocurrencies out there to be an alternative way of fiat monetary systems.
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December 12, 2017, 07:48:43 AM
 #16

I have everything in crypto and only exchange the required amount in fiat that I need every month to pay my living expenses. I would like to pay more things like the rent with crypto, but this will take more time until the people are ready. Lol at those who have their savings in real estate, because as soon as the fiat currency system will crash within a certain country, the government will probably put debts on the real estate like it already happened after world war 2!
I once had all my savings in crypto, but later took out 20% of it to fiat after a bit of increase. I then left the other 80% till recently when I took out 50% and leaving the remaining 30%. So as of now, I have 30%  and I’m very happy since I have made a heavy amount of profit from it.

But I never stop investing, I’m also investing on other stuffs and stocks and earning from them too. I’m targeting $20,000 and might go all out around then.
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December 12, 2017, 08:19:09 AM
 #17

Im putting 50% of my real life salary into bitcoin and that too every month. Now after a year of investment I am very happy that my decision to do this was very very perfect. The market has increased to 100X altogether for all my old investment. Many coins which I thought will die in the future are now actually giving me thousands of dollars of profit on my 100's of dollars investment. Due to that monthly investment my 50% of investment into crypto is almost 200% now and I'm enjoying the reward over fiat investment.

On the other hand my fiat investment or saving into my bank account has earned me only 7-8% of ineterts rate that too annually which is like 1% of total profit from my crypto. Lolz. Bank sucks in that regards and I think I'm gonna increase my monthly investment into crypto upto 80% and grab more from that world. :-)
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January 13, 2018, 09:47:48 AM
 #18

I only put like 50% of my savings into crypto, as I need the rest of my savings in case an emergency arises. However, my crypto holdings is now like 10 times my savings, so I should probably cash some out and save it haha.

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January 13, 2018, 11:00:13 AM
 #19

Since I'm a student, and this year would be a little bit bloody when it comes in spending money due to a certain reason, I keep my saving as 80% crypto and 20% fiat. As I said, I'm a student, so it is not so much necessary for me to spend much, that is why I keep my savings as an investment on some crypto's which got higher chances of becoming valuable in the near future. I'm just taking this opportunity, where I don't to have to spend much, to save more money for future purposes. 
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January 19, 2018, 09:42:20 AM
 #20

25% was in fiat 75 in the crypto. After flying to the moon the coins portfolio, became 1% to 99% Smiley
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