[ANN] [ICO] MMRS - Money transfer and cash withdrawal on blockchain

[ArifBestari]

How will you spend gaining's from your ICO?

[1715065134]

1715065134

[1715065134]

1715065134

[1715065134]

1715065134

[shchand]

How will you spend gaining's from your ICO?

65% - towards development of digital infrastructure of mobile network operator’s consortium, which will provide functioning of the
MMRS system
15% - Marketing and
9% - For the Development of a Loan Product Distribution Suite
8% - for IT development
3% - for Team members

[patrik58]

On the round 3, that is going to be tomorrow like I understand - will be some discount from the final price on token b4y?

[shchand]

On the round 3, that is going to be tomorrow like I understand - will be some discount from the final price on token b4y?

Unfortunately, round 3 won't bring any bonuses.

[urikmarkov]

How are you going to cooperate with your partners,you listed on the website?

[shchand]

How are you going to cooperate with your partners,you listed on the website?

Could you please clarify your question?
They are already our partners, and we work together with them in the field f mobile money.

[tokensales]

It is ridiculous how much tokens and funds are allocated to founders, marketing, and advisors et cetera. I am definitely not putting my money in if I know that 10% automatically ends up in the pockets of employees and advisors.

Thank you for your opinion! If you take a look at our website https://bank4you.io/ you will see that we reached the soft cap and we are fine! When you change your mind, you are welcome to join!

What has reaching a soft cap to do with putting funds directly in the pockets of founders, marketing and advisors? Get yourself funded from another cashflow than the one from the ICO. People that invest in the ICO are interested in the project, not in paying founders, employees or advisors. 10% is seriously ridiculous high.

Your Token Allocation - "Marketing & Promotion - 6%, Advisory Board, Consultants and Partners - 4%"

But your allocation of funds is even more ridiculous:
• 15% Marketing and Promotion (??!!!!!! 15%???!!!!!)
• 3% for Team members

Thank you for your opinion! Reaching of the soft cap means that there are enough people for whom the project by professional team is valuable.

Thanks for answering fast.

So you are actually admitting that money flows directly into the pockets of team members and founders? Some investors don't read completely through your white paper and website, and may not be aware of such information.

Can you explain me the following:

• Why do you need 15% for marketing and promotion? Why 15%? How did you calculate it?
• Why do you need 4% of your tokens for advisory board, consultants, and partners? How did you calculate this?

Can u answer my question, please.

[titovnn]

when will your ico finish?

[shchand]

It is ridiculous how much tokens and funds are allocated to founders, marketing, and advisors et cetera. I am definitely not putting my money in if I know that 10% automatically ends up in the pockets of employees and advisors.

Thank you for your opinion! If you take a look at our website https://bank4you.io/ you will see that we reached the soft cap and we are fine! When you change your mind, you are welcome to join!

What has reaching a soft cap to do with putting funds directly in the pockets of founders, marketing and advisors? Get yourself funded from another cashflow than the one from the ICO. People that invest in the ICO are interested in the project, not in paying founders, employees or advisors. 10% is seriously ridiculous high.

Your Token Allocation - "Marketing & Promotion - 6%, Advisory Board, Consultants and Partners - 4%"

But your allocation of funds is even more ridiculous:
• 15% Marketing and Promotion (??!!!!!! 15%???!!!!!)
• 3% for Team members

Thank you for your opinion! Reaching of the soft cap means that there are enough people for whom the project by professional team is valuable.

Thanks for answering fast.

So you are actually admitting that money flows directly into the pockets of team members and founders? Some investors don't read completely through your white paper and website, and may not be aware of such information.

Can you explain me the following:

• Why do you need 15% for marketing and promotion? Why 15%? How did you calculate it?
• Why do you need 4% of your tokens for advisory board, consultants, and partners? How did you calculate this?

Can u answer my question, please.

We apologize for making you waiting. Marketing and promotion are those things that drive the development of basically anything, that is why that do need funds to be allocated, and 15% is no way ridiculous but quite reasonable.
Team members do their work and it is can be considered key players, and it is common practice to allocate certain percentage for their work.
We can assure you that all calculations were done in a proper manner and in accordance to financial regulations, however, that is sort of business information that rarely disclosed.

[shchand]

when will your ico finish?

The last, 3rd round will end on 31st January 2018.

[ArifBestari]

If I will have any problem with using app, do you have some sort of support?

[shchand]

If I will have any problem with using app, do you have some sort of support?

Yes, we have support team, You can contact them through the chat window on the website.

[patrik58]

I can invite friend in your app and receive something?

[shchand]

I can invite friend in your app and receive something?

Yes, we do have referral programme. The referral program works by means of distribution of a referral code and provides fixed remuneration at a rate of 40 BFY. The main condition should be followed such as there should be BFY tokens purchased during the ICO campaign on the user's account. The one who sent and the one who activated the referral BFY code will receive bonus at a rate of 20 BFY each and referral tokens will be granted after the end of ICO only to those who made an investment and will be sent to the user's Bank4YOU wallet.

[urikmarkov]

Can i take money from the Card4YOU - from the ATM?

[shchand]

Can i take money from the Card4YOU - from the ATM?

Sure, it works pretty much the same way as any other bank card.

[banivur]

Are micro loans available in your application?

[Bayuvivi90]

Who is the product targeted? Everyone can participate?

[shchand]

Are micro loans available in your application?

Yes, they are available.

Who is the product targeted? Everyone can participate?

Anyone can take part, however, our services are really convenient for business people, travellers, migrant workers, or those visiting other countries often.

[shielalez]

Can I send real money to someone through your application or tokens only? In two words, how does it work - still it is a bit difficult to visualize.