BIPS, Payment Service Provider (PSP) for Merchants

[System]

https://cdn.bips.me/includes/googlecheckout.png


Merchant casualties of November 20th, 2013, Think Bitcoin?

https://bips.me/googlecheckout

[System]

"Bitcoin economy continues to dominate as BIPS lowers spread on buy/sell to a record low"

https://bips.me/merchants

[Kris]

I can't wait for your new announcement. I want to get your service running here in Asia but with the recent drama in Thailand, it'll have to wait out for a few weeks for the dust to settle down.

See above for the announcement, a bit ahead of schedule even.

[System]

Secure Texting + Bitcoin Payment

Bitcoin payments

Hook your account up to BIPS and begin spending and earning Bitcoin in your everyday life. Settle bills with friends, transact on Craigslist. The sky is the limit.

Secure texting

Rely on encrypted text and picture messaging. You can permanently delete some or all messages from a conversation at any time.


        http://anonymouse.org/cgi-bin/anon-www.cgi/http://anonymouse.org/cgi-bin/anon-www.cgi/http://img708.imageshack.us/img708/7420/d3jp.png


August 20, 2013
Press Release

[Kris]

osCommerce Payment Module now available to accept payments in Bitcoin via BIPS, Bitcoin Internet Payment System https://bips.me/shopmodules#osCommerce

[Swordsoffreedom]

Not sure if this question is applicable but I will ask it to make sure.

Is this program safe to use regarding the issues with Android aka has it been patched?
https://bitcointalk.org/index.php?topic=271831.0;topicseen

[Kris]

Not sure if this question is applicable but I will ask it to make sure.

Is this program safe to use regarding the issues with Android aka has it been patched?
https://bitcointalk.org/index.php?topic=271831.0;topicseen

Unless issues is discovered in the official bitcoin daemon, BIPS will remain very safe.

The issue with Android was the random numbers generator provided by the Android operating system.

However thanks for asking, it is a very appropriate question.

[System]

New cutting edge feature at BIPS, Register Protocol Handler for bitcoin: links

When a user clicks on "Register Bitcoin Protocol Handler", it should display a prompt to the user, asking permission to allow the web application to register as a handler for the protocol.

http://img209.imageshack.us/img209/802/bmv3.png

Firefox displays a prompt in the notification bar area:

http://img39.imageshack.us/img39/8572/wxd.png


Now, anytime the user clicks a Bitcoin URI link, the browser will route the action to the URL supplied when the web application registered, in this case BIPS Send Bitcoin tool.
Firefox will, by default, prompt the user before handing off the action.

http://img837.imageshack.us/img837/5352/jnx.png

The result is easy access to pay invoices or any Bitcoin URI links by simply clicking on the button/link. No more white error screens, because the user do not have Bitcoin installed to handle Bitcoin URI protocol handler.

http://img42.imageshack.us/img42/2672/9vtq.png

[bernard75]

You can now buy and link my cards to BIPS now:
EUR: https://bips.me/checkout/invoice/LId/nc
GBP: https://bips.me/checkout/invoice/LId/pc

[System]

BIPS to release support for sending payment requests using BIP 70 message formats.

Upon completion, transactions to merchants are irreversible. Any dispute that you may have should be addressed directly to the merchant. BIPS do not mediate disputes. However BIP 70 provides a secure proof of payment, which the customer can use in case of a dispute with the merchant.

http://tinyurl.com/pws8etg

[Kris]

Zen Cart, Bitcoin payment module integrating BIPS ready for download. https://bips.me/shopmodules#ZenCart

[overunity]

Hello Kris,
I have come here to address an issue I have .

I cannot access your customer service using the contact button at the bottom of the BIPS page

When I put in my e-mail and password it tells me it is incorrect .

This is strange since I clicked "contact " while logged into the BIPS account .

The issue I'am trying to resolve is that I want to verify my bank but you require "SWIFT or BIC"  What is this ?

In the uk we use account number and sort code .

But you like bitstamp who I have attempted to deal with ask for  iban and swift which my bank says they cannot transfer funds to .

I want to try to purchase £10 worth of bitcoin from you to test the waters but it seems very difficult for me to accomplish .

How can I make bitcoin simple to my customers if I find it impossible myself ?

[overunity]

Maybe your service and others will be useful in a pure bitcoin economy but getting fiat to bitcoin seems to me as a tradesman to be a major hurdle .

I'am a simple tradesman not a computer wizard ,what is the simplest, easy to apply method to get a complete noob to pay me in bitcoin using your service .

My customers will not go to the trouble I'am going to just to pay me bitcoin .

I,am hoping to present to them something that is easily executable .

If I can make this work I know a lot of issues this will solve in the uk contracting industry and many of the company director I know would at least try it .

I want to try to make it work on small individual private jobs before involving some company directors .

A live converstion would be easier to discuss but many bitcoin companies seem to prefer forums and e-mail which is not how I communicate in the building industry .

[Kris]

Hi,

You will want to use the help desk for questions like these, as it is unlikely we will have a good success rate using the bitcointalk forum for resolutions. Out of all the staff in BIPS help desk, it is mainly just me visiting the bitcointalk forums and keeping up to date with what is happening here.

https://helpdesk.bips.me/

Hello Kris,
I have come here to address an issue I have .

I cannot access your customer service using the contact button at the bottom of the BIPS page

When I put in my e-mail and password it tells me it is incorrect .

This is strange since I clicked "contact " while logged into the BIPS account .

The help desk and BIPS runs two entirely difference databases, so you will simply want to hit "Submit a Ticket"

The issue I'am trying to resolve is that I want to verify my bank but you require "SWIFT or BIC"  What is this ?

In the uk we use account number and sort code .

But you like bitstamp who I have attempted to deal with ask for  iban and swift which my bank says they cannot transfer funds to .

I want to try to purchase £10 worth of bitcoin from you to test the waters but it seems very difficult for me to accomplish .

How can I make bitcoin simple to my customers if I find it impossible myself ?

SWIFT or BIC is Business Identifier Codes, before 2009 also known as Bank Identifier Code.
The acronym SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication

And one of these, no matter what they call it, is something your bank needs to have. If your local branch for some reason does not have a SWIFT, BIC or what they might call it, the intermediary bank your branch uses will have this.

What you want to do is ask your bank for details about international wire transfer information.

[bernard75]

BIC: http://www.theswiftcodes.com/united-kingdom

[Kris]

Maybe your service and others will be useful in a pure bitcoin economy but getting fiat to bitcoin seems to me as a tradesman to be a major hurdle .

Bitcoin to fiat, or any virtual currency to fiat is a major hurdle sometimes for customer and provider. There are so many undefined regulations we need to adhere and take account for that it almost, and mark I say almost is impossible. However I like to think that we are making process is making this as easy as possible at BIPS.

I'am a simple tradesman not a computer wizard ,what is the simplest, easy to apply method to get a complete noob to pay me in bitcoin using your service .

My customers will not go to the trouble I'am going to just to pay me bitcoin .

I,am hoping to present to them something that is easily executable .

I would say using BIPS mobile checkout, as seen example of here, https://bips.me/checkout/mobile/cb you will want to replace "cb" with your own Public Account ID as found in Account. Also you will find the link directly on your bitcoin eWallet dashboard.

If I can make this work I know a lot of issues this will solve in the uk contracting industry and many of the company director I know would at least try it .

As I understand it so far, the issue at hand was bank integration, so that you could exchange bitcoin instantly to money in your bank, if we can find out what your UK bank likes to call SWIFT or BIC. We are one step closer to our final goal of making bitcoin perfectly simple.

I want to try to make it work on small individual private jobs before involving some company directors .

Seems like a good idea before going large scale. What you want to present them could also be BIPS invoices, as you can generate "hosted" invoices directly without the needs for web server, eCommerce database system etc. and the likes.

See more at https://bips.me/invoices

Where you are able to create Invoices, Recurring invoices, set the TAX on individually items, overall, which currency to use for invoicing the client and much more.

A live converstion would be easier to discuss but many bitcoin companies seem to prefer forums and e-mail which is not how I communicate in the building industry .

Correct, we have tried our best to focus on providing quick support via our help desk, https://helpdesk.bips.me/ hence our live support phone number is undermanned. However if you call BIPS bitcoin enterprise solution phone number displayed on the website, and stay long enough on the line (its toll free) sooner or later it will switch and forward the call directly to me. I try to attend single handed the best I can to each and every call coming in on this number.

[overunity]

As I understand it so far, the issue at hand was bank integration, so that you could exchange bitcoin instantly to money in your bank, if we can find out what your UK bank likes to call SWIFT or BIC. We are one step closer to our final goal of making bitcoin perfectly simple.

The other way round is my first hurdle .

I wanted to test the waters with a small payment using your platform .

I click Buy bitcoins .

Asked for information I have never heard of before to verify my account before I'am allowed to purchase .

iban ?
Bic ,swift ?

I know after research that these are international details needed to transfer money internationally .
This would itself put off all my customers and would be hesitant to ask them to do this . .Especially since my bank TSB charge £10:00 per transaction .

Can I ask since London is the major financial capital of the world with virtually self regulating banks why all bitcoin companies insist on transferring gbp to eur to usd ?

I live in the Uk every transaction I complete deals with Account number and sort code .
If your platform could exchange gbp to bitcoin seamlessly with no £10 transaction fee I could attempt this .

I Live and work in Britain so do my clients I very much doubt they would be willing to enter international currency market just to pay for a small private job.

I need a simple way for them to get bitcoin like them atm machines advertised were people can simply put gbp in and get a paper ticket with the bitcoin on .That obviously isn't a reality yet .

For now my issue to overcome is getting a simple method for my customers to access bitcoins to pay me .


 

[2G2BT]

At BIPS we offer to accept and pay out in all currencies that are supported by our bank as well as holding foreign currency accounts for as many major currency accounts as possible.
GBP is next on our list to add, but this is still going to be an international transfer as only SEPA offer next to instant bank transfers across borders, and that is only workable in EUR.

As both Britain and Denmark are not using the Euro as the main currency within our banking systems, conversions are almost always inevitable. However you can send GBP to us and we will load your account with bitcoin according to our conversion rate (fiat to bitcoin) less the actual bank fee.

Unfortunately many banks around the world still charge very high fees on international transfers, even if they are conducted in the local currency.
We are lucky to have a banking system with rather low banking fees and the max fee paid is equivalent to $7.5 USD with the lowest being $2.25 USD.

This is actually one of the reasons bitcoin is such a great way to pay. Once you have bitcoin, sending payments across borders becomes free or almost free.
However converting from fiat to bitcoin and vice versa will never be free unless banks across the globe decide to ditch the fees - and we know that will never happen.

Sure as a payment solution provider, we could open bank accounts all across the globe and it's quite possible we will have many local bank options in the future. That will not be free either though. Daily transfers to local clients accounts, possibly, but maintaining a bank account in a foreign country is certainly not free. Having said that, we will strive to make transfers as cheap as possible no matter where you are located in the world and are adding more options as fast as we possibly can.

As for atm machines at this point - Bitcoin usage and demand is still scattered over large areas and setting up such machines would carry a huge bill, which one way or another has to be paid. We will be back to regular bank atm fees for buying bitcoins this way and even that will take a long time before will be a reality.

Physical presence requires money - there is no way around it.

The probable best solution for your customers for now, would be to encourage them to buy bitcoin in bulk in order to spread bank transfer flat fees over a larger amount. And then use bitcoins to pay for services.
And even better for the long term, would be for them themselves to accept bitcoins as payments for goods and services and then spend the bitcoin with another supplier of goods accepting bitcoin.
Keep the circulation in bitcoin instead of converting back and forth to fiat. As much as possible!

[overunity]

BIC: http://www.theswiftcodes.com/united-kingdom

Thank you very handy link .

I still couldn't fill the form in even with all them codes .

My bank used to be Lloyds TSB .
It is now TSB and I cannot see any codes for them .
There are codes for about 6 different LTSB  so I would not know which one to use .

Thank you for the info though I will contact my bank again to see if I can get any joy

[bernard75]

BIC: http://www.theswiftcodes.com/united-kingdom

I still couldn't fill the form in even with all them codes.

Some banks fail to comply with regulations in effect since 2009, but until February 2014 all must have them and stop ripping their customers off(i mean more than they do anyways).