E-coin was rebranded to wirex last year, And based from the articles I read, E-coin users will not be affected by the integration process as the accounts will just be migrated to wirex.
The company stated:
There will be no changes to E-Coin users – all bitcoin debit card services will continue as normal and will not be affected during the integration process. We will continually update our users via email, and our customer service support will be happy to answer any questions.
You should also do a quick search in your mailbox.
Anyways, If the funds were really stored in your VCC, The monthly fees can't empty your account as it only cost $1/month
And the recent halting of card services in October 2017 shouldn't also affect you because even if you're outside EU, your card services will indeed be halted because only European countries are currently supported but from what they said below, funds will just be transferred to your wirex wallet.
Those affected outside the EU will no longer be able to use their card(s) for any transactions. The remaining balance on your cards will be transferred to your Wirex wallet. You will continue to have access your Wirex wallet to make transfers.
Wirex is legit imo and they won't risk their company for just a few bucks or a hundred or so. The only solution for this is to contact their support as there might be some problems. It's also recommended to follow it up on their social media sites.
Submit a request here:
https://help.wirexapp.com/hc/en-us/requests/newFacebook:
https://www.facebook.com/wirexappTwitter:
https://twitter.com/wirexappInstagram:
https://www.instagram.com/wirexappFigured this might be useful for your ease of mind as their company's headquarters are stated here:
https://wirexapp.com/contact/