Ringcoin is the next generation of multi-platform mobile payment for Africa. It is a token of the type ERC20 with advantages inherent to the cryptocurrency namely decentralized; anonymous, allowing users privately control their finances. Ringcoin is also very fast because transactions are done in less than 30 seconds as compared to Bitcoin blockchain which takes more than 30 minutes. Ringcoin is a revolution with rare and exceptional financial potentials because it opens to a market already, world leader of the mobile payment with the African continent.