(ICO) Inspeer- A P2P lending service that works with Cryptocurrency and Fiat:)

[newico]

(ICO) Inspeer- A P2P lending service that works with Cryptocurrency and Fiat:)


Advantages to investors:

-One-time opportunity to become an investor with minimum amount to invest

-Very strong, clear and innovative concept based on serious background and experience

-Powerful and highly-experienced team of project

-$0.5 already invested, soft cap - $2 million, hard cap is $30 million

 

Why Inspeer?

 
Inspeer combines years of business experience and scoring expertise with ample opportunities of blockchain technology. We are building a modern financial platform, designed to meet a demand of blockchain projects, offline and online companies, and individuals. Inspeer provides high-quality scoring based on AI and machine learning, ensures getting data from Credit Bureau, and controls AML/CFT. Therefore our clients get favourable terms while taking out a loan, and make a profit on investing in P2P lending. We know how to handle risks, and are excited to build a reliable financial platform for everyone. Inspeer is one of the first p2p lending services on the market that allows lending and borrowing in cryptocurrency alongside with fiat.

 

Detailed review:

What Is Inspeer?

Inspeer is a peer-to-peer lending platform that connects borrowers and lenders without the use of intermediaries. The blockchain acts as the intermediary to provide fast, convenient, safe, and transparent transactions.

Overall, the developers of Inspeer describe their platform as a “modern financial platform, designed to meet a demand of blockchain projects, offline and online companies, and individuals.”

To accomplish that goal, Inspeer provides AI-based scoring and machine learning, consumer data from the credit bureau, and AML verification, among other features. The end result is that clients get favorable terms when taking out a loan, while lenders can safely earn a high return on their investment.

Obviously, Inspeer is one of many lending platforms being built on blockchain technology, and all of them make similar promises. With that in mind, let’s take a look at how Inspeer plans to be different.



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[newico]

How Does Inspeer Work?


One of the unique things about Inspeer is that it allows users to lend and borrow in cryptocurrency as well as fiat.

Lenders and borrowers interact directly with each other through a peer-to-peer platform. It’s called a “crowdlending” platform because it brings investors together with borrowers, then allows the investors (or money lenders) to lend small amounts of money directly to thousands of borrowers.

Other crowdlending platforms are already available today. However, the Inspeer whitepaper identifies some major problems with that industry. The biggest problem is a lack of a developed credit scoring system. So far, traditional institutions like FICO continue to provide the best analysis of a borrower’s likelihood to pay back a loan. Crowdlending platforms haven’t been able to provide a similar rate of success.

That’s where Inspeer sees an opportunity.

Inspeer is built off a platform called LightFin.ru, which is currently operating in Russia as a micro-lending service. Consumers can take out online loans in as little as 1.5 minutes while being verified with a fully automated approval mechanism. LightFin was established in 2016. With Inspeer, the developers aim to build the platform on blockchain technology.

Inspeer will use a credit scoring system called InsCore Machine Learning to provide reliable credit ratings to participants on the platform.

[iconoclast]

Tried to look into the backgrounds of the Team behind Inspeer, the only ones that had any real business experience are paid professionals like the lawyer who have no real commitment except their fee. Tried to look into the background of the CFO who looks like the only one who is not a kid and his LinkedIn profile has been deleted.

[newico]

Tried to look into the backgrounds of the Team behind Inspeer, the only ones that had any real business experience are paid professionals like the lawyer who have no real commitment except their fee. Tried to look into the background of the CFO who looks like the only one who is not a kid and his LinkedIn profile has been deleted.

His account has been temporarily suspended. Because of the change of email address. The problem should be solved soon.