in my opinion, ripple isn't bad. even though it has a centralized network. Ripple is a good altcoin. because it has collaborated with several state banks. buying ripple at this time is also good, because of future investments. Ripple has a real project that is already visible.
Those guys who love Ripple very much cannot stop surprising me. Really, why do you support the centralized currency? I am not sure that XRP will go to the Moon even when the bull run starts. Invest better in other alts.