Im going to buy Ripple and have already done my research, but im still open to any pros and cons you guys can throw my way
thanks for the info !!
Premined coin, built technology for banks and centralized so no! no! for XRP.
As you said XRP is a centralized coin so it can be controlled by the banks.So it is better to choose a coin with decentralized platform then it will give good profits in the future.If you want to buy a coin for low price checkout NEM the price os around $1.50 but it is one of the reputed and top ranked coin in coinmarketcap.Soon the price can hit upto $5 before the end of 2018.