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区块链技术将解决“临工经济”难题 自由职业者和雇主全球将获更多保障
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Topic: 区块链技术将解决“临工经济”难题 自由职业者和雇主全球将获更多保障 (Read 72 times)
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区块链技术将解决“临工经济”难题 自由职业者和雇主全球将获更多保障
January 01, 2018, 11:54:24 AM
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不可否认,全球“临工经济”正在以惊人的速度增长。事实上,如今全美国大约有34%的人是自由职业者,而朝九晚五的传统上班族数量正在变得越来越少。如果把上述比例转换成为数字,那么美国“临时工”人数规模大约有400万人,而且预计到2020年,这一数字将会增长到770万。
区块链技术将解决“临工经济”难题 自由职业者和雇主全球将获更多保障
现代社会里最好的工作,可能已经不是我们父辈或祖辈嘴里说的“铁饭碗”了,原因有很多——如今的企业员工需要更强的灵活性和技术性,能够在全球任何地方工作,也能够为全球任何地方的客户提供服务。所以,过去的“铁饭碗”现在也变得越来越不“铁”了。
但是,自由职业并非没有缺点。
虽然自由职业者可以和雇主就服务范围和价格达成一致,但是什么时候能够拿到报酬,似乎往往受到雇主的支配。据估计,由于缺乏支付可信度,每位自由职业者每年平均会亏损至少6000美元。在这个问题上,很多自由职业者都苦于没有好方法去解决,特别是在遇到拖欠工资问题的时候,他们不得不去寻求法律诉讼,而法律诉讼本身的代价也很高,最终得不偿失。
而在雇主那边,也一样存在风险。如果雇主遇到了一些“不靠谱”的自由职业者延迟或是甚至根本不交付产品或服务,而且原始协议中也没有提及任何惩罚措施,那么他们的工作和项目就无法按时完成,损失甚至会更大。
此外,自由职业者还会面临另一个问题。有一些提供兼职工作的网站会对每笔交易收取手续费,费率有时甚至高达15-20%,让本来收入就不高的“临时工”们拿到的薪水变得更少。
区块链技术如何解决自由职业者的困境?
Dato' Sri Jessy Lai是Monspace Multinational Corp公司首席执行官,他表示:
“随着如今全球经济的变化,一个健康、创新和多元化的商业生态系统正在被创造出阿狸。这是新经济时代到来的曙光,传统的货币形式正在慢慢被取代,我们所能做的,就是进行更长远的规划,准备迎接未来,迎接经济转型——比如加密数字货币的崛起。”
区块链技术的美妙之处,在于它提供了一个永恒不变的分布式账本。虽然这项技术最初是和加密数字货币联系在一起,但是目前已经在各行各业中被认可,也提现出了很大价值,特别是一些对数据、合约机交易安全性要求很高的行业。
当然,区块链技术对于“临工经济”也有好处,主要有两方面:
第一,区块链技术给各方提供了更好的付款解决方案
区块链技术最初是为支持加密数字货币而设计的,而且是作为一种安全的金融交易解决方案,所有支付和转账资金都被分割成了块,形成一个数字链。区块链支付带来的另一个好处,就是用户不必支付任何兑费,因为自由职业者和雇主使用加密数字货币进行交易的时候,不需要使用不同国家的法定货币。此外,加密数字货币交易的手续费率也比较低,传统外汇交易手续费一般最高可达20%,而一般加密数字货币交易的手续费只有0.05-0.25%。
另一方面,区块链还能将雇主和自由职业者之间的协议和付款金额统一起来,对各方都有利。
第二,工作量证明和知识资产保护
自由职业者经常会遇到一个问题,就是难以控制自己的工作产品和实际工作量证明。不过利用区块链技术,自由职业者的个人资料、工作实例、客户评价等信息都会被存储在区块中,并且永久存在。如果自由职业者需要修改或添加新资料数据信息,那么还可以增加新区块。
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