Bitcoin Forum
September 06, 2024, 08:55:21 PM
Welcome,
Guest
. Please
login
or
register
.
News
: Latest Bitcoin Core release:
27.1
[
Torrent
]
Home
Help
Search
Login
Register
More
Bitcoin Forum
>
Local
>
中文 (Chinese)
>
离题万里
>
支付宝年度账单成新年第一“坑”
Pages: [
1
]
« previous topic
next topic »
Print
Author
Topic: 支付宝年度账单成新年第一“坑” (Read 112 times)
linlin69708
(OP)
Member
Offline
Activity: 140
Merit: 12
支付宝年度账单成新年第一“坑”
January 06, 2018, 01:04:54 PM
#1
近日,朋友圈被支付宝“年度个人账单”刷屏,殊不知,当你被这些小确幸感动之时,可能不经意同意了《芝麻服务协议》的默认选项。对此,芝麻信用3日晚间回应,“这件事,肯定是错了”。
公司虽认错,但用户体验已被伤害。业内认为,在个人信息成为不少互联网公司“价值源泉”的今日,尤需明晰其收集、使用的边界,用良好的市场氛围,激励用户放心使用信用产品。
当你在忙着晒支付宝年度账单时,是否看到一行特别小的字:我同意《芝麻服务协议》?不但字特别小,关键是已经由对方帮你选择好“我同意”。
一些支付宝用户在刚获悉此消息时,一脸茫然地反问:“哪里有这行字,第几页,完全没看到啊?”还有一些用户表示,看到这行字了,但是手快直接滑到下一页,没及时取消,等第二次打开账单时,这行字就没有了,心情复杂……
“被同意”的用户究竟会“被默认”哪些协议呢?根据《芝麻服务协议》,其中包括,“您授权我们可以从合法保存有您信息的第三方,采集及处理您的各类信息”“您同意第三方可直接向我们提供您的信息而不需要您再次授权”“采集您的信息包括但不限于您的个人信息、行为信息、交易信息、资产信息、设备信息等”……
对此,网友纷纷表示企业套路深,新年伊始便添堵。最令人无语的是这些条条框框看似每一条都说得很清楚,却不知道哪一个是“坑”,会有什么潜在风险,提心吊胆。
针对舆论报道,芝麻信用管理有限公司3日晚间在新浪微博上发布了情况说明:初衷没错但用了非常傻的方式,愚蠢至极;目前已经调整了页面,取消默认勾选;此前没有开通芝麻信用的用户,不会因此被收集信息。
“默认勾选”之所以引发很多吐槽和愤怒,并非用户“玻璃心”,而是在过去的线上行为中,不少用户都或多或少、或轻或重地被“默认”过。
为何“默认勾选”屡查屡现?业内认为主要有三个原因:一是“堤内损失堤外补”,搭售成为一种“成本回收机制”,比如网上机票代理并非赚钱的生意,反而要承担由此带来的人工、网络建设、设备购置和转账交易等成本;二是出于打擦边球牟利的目的,有的行为属于放任并积极期待用户“失误”,额外支付不必要的费用;三是企业自利行为呈现普遍化趋势但难于监管。
声音
“默认勾选”不应停留在“用户不满”阶段
业内呼吁,“默认勾选”不应每次都停留在用户吐槽的阶段,完善市场环境,最关键的是应给出法律定性。
专家建议,一是积极推动个人信息保护法立法,二是监管部门要进一步“长牙齿”,加强对金融领域违法采集用户信息、泄露个人隐私等行为的打击力度,保护好金融消费者的合法权益。三是推进行业自律,制定行业标准或公约,特别是龙头企业,要带头做“业界良心”。
商业利益和用户权利不是硬币的“两面”,非此即彼。专家认为,用户不是干巴巴的“流量”,或者冷冰冰的“数据流”。正是用户的每一次授权,成就了互联网公司价值的基础。每个企业都应以尊重为前提、以法律为底线、以道德为自我要求,为用户提供更好的产品和体验。
cctv0
Member
Offline
Activity: 344
Merit: 10
⇾
Re: 支付宝年度账单成新年第一“坑”
January 06, 2018, 01:16:13 PM
#2
用户信息外漏这不是中国很普遍的现象么,不然怎么保险公司房地产商到处都会打电话给你。
⇛⇛ DEEXEXCHANGE ★★★ Nextgen Financial Ecosystem ⇚⇚
⇒ JOIN BOUNTY NOW ⇐
WHITEPAPER
➤
TELEGRAM
➤
MEDIUM
➤
TWITTER
➤
FACEBOOK
snowlei52189
Jr. Member
Offline
Activity: 154
Merit: 2
Re: 支付宝年度账单成新年第一“坑”
January 06, 2018, 01:20:41 PM
#3
年度个人账单
pengfagz8jk
Member
Offline
Activity: 113
Merit: 10
Re: 支付宝年度账单成新年第一“坑”
January 06, 2018, 01:44:16 PM
#4
这个事好像道歉了。
wall63248555
Full Member
Offline
Activity: 224
Merit: 101
Re: 支付宝年度账单成新年第一“坑”
January 08, 2018, 08:28:14 AM
#5
有坑爹
Pages: [
1
]
Print
Bitcoin Forum
>
Local
>
中文 (Chinese)
>
离题万里
>
支付宝年度账单成新年第一“坑”
« previous topic
next topic »
Jump to:
Please select a destination:
-----------------------------
Bitcoin
-----------------------------
=> Bitcoin Discussion
===> Legal
===> Press
===> Meetups
===> Important Announcements
=> Development & Technical Discussion
===> Wallet software
=====> Electrum
=====> Bitcoin Wallet for Android
=====> BitcoinJ
=====> Armory
=====> Mycelium
=====> Hardware wallets
=> Mining
===> Mining support
===> Pools
===> Mining software (miners)
===> Hardware
=====> Group buys
===> Mining speculation
=> Bitcoin Technical Support
=> Project Development
-----------------------------
Economy
-----------------------------
=> Economics
===> Speculation
=> Marketplace
===> Goods
=====> Computer hardware
=====> Digital goods
=======> Invites & Accounts
=====> Collectibles
===> Services
===> Currency exchange
===> Gambling
=====> Games and rounds
=====> Investor-based games
=====> Gambling discussion
===> Lending
=====> Long-term offers
===> Securities
===> Auctions
===> Service Announcements
=====> Micro Earnings
===> Service Discussion
=====> Web Wallets
=====> Exchanges
=> Trading Discussion
===> Scam Accusations
===> Reputation
-----------------------------
Other
-----------------------------
=> Meta
===> New forum software
===> Bitcoin Wiki
=> Politics & Society
=> Beginners & Help
=> Off-topic
=> Serious discussion
===> Ivory Tower
=> Archival
===> Корзина
===> CPU/GPU Bitcoin mining hardware
===> Chinese students
===> Obsolete (buying)
===> Obsolete (selling)
===> MultiBit
-----------------------------
Alternate cryptocurrencies
-----------------------------
=> Altcoin Discussion
=> Announcements (Altcoins)
===> Tokens (Altcoins)
=> Mining (Altcoins)
===> Pools (Altcoins)
=> Marketplace (Altcoins)
===> Service Announcements (Altcoins)
===> Service Discussion (Altcoins)
===> Bounties (Altcoins)
=> Speculation (Altcoins)
-----------------------------
Local
-----------------------------
=> العربية (Arabic)
===> العملات البديلة (Altcoins)
=====> النقاشات
===> إستفسارات و أسئلة المبتدئين
===> التعدين
===> النقاشات الأخرى
===> منصات التبادل
=> Bahasa Indonesia (Indonesian)
===> Marketplace (Bahasa Indonesia)
===> Mining (Bahasa Indonesia)
===> Altcoins (Bahasa Indonesia)
===> Trading dan Spekulasi
===> Ekonomi, Politik, dan Budaya
===> Topik Lainnya
=> Español (Spanish)
===> Mercado y Economía
=====> Servicios
=====> Trading y especulación
===> Hardware y Minería
===> Esquina Libre
===> Mercadillo
=====> Mexico
=====> Argentina
=====> España
=====> Centroamerica y Caribe
===> Primeros pasos y ayuda
===> Altcoins (criptomonedas alternativas)
=====> Minería de altcoins
=====> Servicios
=====> Tokens (Español)
=> 中文 (Chinese)
===> 跳蚤市场
===> 山寨币
===> 媒体
===> 挖矿
===> 离题万里
=> Hrvatski (Croatian)
===> Trgovina
===> Altcoins (Hrvatski)
=====> Announcements (Hrvatski)
===> Off-topic (Hrvatski)
=> Deutsch (German)
===> Anfänger und Hilfe
===> Mining (Deutsch)
===> Trading und Spekulation
===> Projektentwicklung
===> Off-Topic (Deutsch)
===> Treffen
===> Presse
===> Altcoins (Deutsch)
=====> Announcements (Deutsch)
===> Marktplatz
=====> Auktionen
=====> Suche
=====> Biete
=> Ελληνικά (Greek)
===> Αγορά
===> Mining Discussion (Ελληνικά)
===> Altcoins (Ελληνικά)
=====> Altcoin Announcements (Ελληνικά)
=====> Altcoin Mining (Ελληνικά)
=> עברית (Hebrew)
=> Français
===> Actualité et News
===> Débutants
===> Discussions générales et utilisation du Bitcoin
===> Mining et Hardware
===> Économie et spéculation
===> Place de marché
=====> Échanges
=====> Produits et services
=====> Petites annonces
===> Le Bitcoin et la loi
===> Wiki, documentation et traduction
===> Développement et technique
===> Vos sites et projets
===> Hors-sujet
===> Altcoins (Français)
=====> Annonces
=> India
===> Mining (India)
===> Marketplace (India)
===> Regional Languages (India)
===> Press & News from India
===> Alt Coins (India)
===> Buyer/ Seller Reputations (India)
===> Off-Topic (India)
=> Italiano (Italian)
===> Guide (Italiano)
===> Progetti
===> Discussioni avanzate e sviluppo
===> Trading, analisi e speculazione
===> Mercato
=====> Mercato valute
=====> Beni
=====> Servizi
=====> Esercizi commerciali
=====> Hardware/Mining (Italiano)
=====> Gambling (Italiano)
===> Accuse scam/truffe
===> Mining (Italiano)
===> Alt-Currencies (Italiano)
=====> Annunci
===> Raduni/Meeting (Italiano)
===> Crittografia e decentralizzazione
===> Off-Topic (Italiano)
=> 日本語 (Japanese)
===> アルトコイン
=> Nederlands (Dutch)
===> Markt
===> Gokken/lotterijen
===> Mining (Nederlands)
===> Beurzen
===> Alt Coins (Nederlands)
===> Off-topic (Nederlands)
===> Meetings (Nederlands)
=> Nigeria (Naija)
===> Politics and society (Naija)
===> Off-topic (Naija)
=> 한국어 (Korean)
===> 대체코인 Alt Coins (한국어)
=> Pilipinas
===> Altcoins (Pilipinas)
=====> Altcoin Announcements (Pilipinas)
===> Pamilihan
===> Others (Pilipinas)
=> Polski
===> Tablica ogłoszeń
===> Alternatywne kryptowaluty
=====> Nowe kryptowaluty i tokeny
=====> Tablica ogłoszeń (altcoiny)
=> Português (Portuguese)
===> Primeiros Passos (Iniciantes)
===> Economia & Mercado
===> Mineração em Geral
===> Desenvolvimento & Discussões Técnicas
===> Criptomoedas Alternativas
===> Brasil
===> Portugal
=> Русский (Russian)
===> Новички
===> Бизнес
=====> Барахолка
=====> Обменники
===> Идеи
===> Кодеры
===> Майнеры
===> Политика
===> Трейдеры
===> Альтернативные криптовалюты
=====> Токены
=====> Бayнти и aиpдpoпы
===> Хайпы
===> Работа
===> Разное
===> Oбcyждeниe Bitcoin
=====> Новости
=====> Юристы
=> Română (Romanian)
===> Anunturi importante
===> Offtopic
===> Market
=====> Discutii Servicii
===> Minerit
===> Tutoriale
===> Bine ai venit!
===> Presa
===> Altcoins (Monede Alternative)
=====> Anunturi Monede Alternative
=> Skandinavisk
=> Türkçe (Turkish)
===> Bitcoin Haberleri
===> Pazar Alanı
===> Madencilik
===> Ekonomi
===> Servisler
=====> Fonlar
===> Proje Geliştirme
===> Alternatif Kripto-Paralar
=====> Madencilik (Alternatif Kripto-Paralar)
=====> Duyurular (Alternatif Kripto-Paralar)
===> Konu Dışı
===> Yeni Başlayanlar & Yardım
===> Buluşmalar
=> Other languages/locations
Loading...