Your choices are OK. I think you should add lending coins to your portfolio.
ETHlend
SALT
RCN
Check out these 3. Good luck!
In my opinion the future in Lending ICO is very slim there are many ICO lending formats that doesn't make big profits but have just plummets downward, But I am not saying that all lending platforms are like this because I think it will depend on the Developers skill if they can make the ICO really great in price, And I would like to suggest Electroneum that can make it big someday, And right now Binance Coin and Kucoin had made a great pump today too, And even cobinhood.