Bitcoin Forum
October 06, 2024, 08:20:22 PM
Welcome,
Guest
. Please
login
or
register
.
News
: Latest Bitcoin Core release:
28.0
[
Torrent
]
Home
Help
Search
Login
Register
More
Bitcoin Forum
>
Local
>
中文 (Chinese)
>
离题万里
>
雄心勃勃?银行区块链终将一步步实现重大发展
Pages: [
1
]
« previous topic
next topic »
Print
Author
Topic: 雄心勃勃?银行区块链终将一步步实现重大发展 (Read 82 times)
xnf201
(OP)
Member
Offline
Activity: 70
Merit: 10
⇾
雄心勃勃?银行区块链终将一步步实现重大发展
January 12, 2018, 09:03:00 AM
#1
近日来有关区块链的新闻如潮水般涌来,这无不让读者感到有些不知所措。但如果大致回顾一下过去几周与银行相关的新闻,我们就会从中发现一个普遍的趋势:这些大牌金融机构开展的区块链测试项目通常都只是针对相对很小的一部分业务活动。但积薄而为厚,聚少而为多,这些一步步小的尝试终将会聚沙成塔,最终拼凑一张很大的蓝图,充分揭示这项技术在处理金融事务方面的潜力。翻译:CloverNoelle Acheson在公司分析、企业金融及资金管理方面拥有长达十年的丰富经验,同时也是CoinDesk产品团队一员。以下文章最初发表于CoinDesk Weekly,每周日专为订阅者提供定制化资讯。虽然近日来有关区块链的新闻如潮水般涌来——不是银行发起的项目启动,要么就是这些项目达到了里程碑阶段,无不让读者感到有些不知所措。虽然项目中的确会涉及到一些大牌公司,但项目本身规模却很小。在很大程度上确实如此,但这却也存在一定的误导性。众所周知,金融是范围相当广的一个领域,这之中包括大量彼此密切关联的活动。但这个领域的复杂性却让人很难去理解。每一阶段彼此依赖的程度,以及每一阶段所固有的风险,都突出了当前系统的脆弱性,并表明了这一领域的发展方式。比方说,本周早些时候的报道显示,西班牙毕尔巴鄂比斯开银行(BBVA)正在开展基于Corda的试点项目,以改善外汇(FX)匹配。外汇是在全球资本市场上交易的最大资产组合之一。然而,匹配(验证信息并撮合买卖订单)只不过是外汇交易的一个阶段,甚至都还没有涉及到结算与付款这一概念。然而,从理论上讲,基于区块链的流程就可以增强平台兼容性,减少错误数额,使整个过程更加透明,从而降低交易成本、支持流动性。
积薄而为厚,聚少而为多再比方说,上周法国巴黎银行透露其正在开发区块链平台,以改进公布公司行动的方式,例如股利支付以及股票分割等。但值得注意的是,实际的股利支付与股票分割这些过程本身并不会在平台上执行——该平台只不过是旨在改善信息传达的可验证性与不可破解性。虽然听起来这算不上什么了不起的问题,但这确实十分重要:企业采取的每一项行动通常都会影响其证券的价值,而任何错误(近期一项研究显示近10%的信息都与事实存在出出入,而超过20%的信息不完整)都会造成重大损失。如果你关注一下过去几周其他与银行相关的新闻,你会发现一个普遍的趋势:金融届的大牌机构仅在研究区块链对其业务活动相对很小一部分可能会产生的影响。但秤砣虽小,能压千斤——他们提供了一种能够让金融各方面都顺利运行的“管道系统”。这些小部分的效率提升将能够对整个金融体系的其他部分都产生最直接的影响,包括银行的利润。不过,这可能看起来很像小心翼翼地对区块链进行“摸索”。那些宏伟的目标在哪里?这项新兴技术承诺带来的更具弹性的金融结构又在哪里?
添砖加瓦通过逐步的测试以及试探性的实施,这些问题的答案正在慢慢浮出水面。这就是金融“区块链化”实现的方式。聚沙成塔。银行对待这样一种新兴且相对未经检验的概念通常都不会十分地“雄心勃勃”。鉴于其业务的系统重要性,他们也不该如此。另一方面,适当的试验不仅是金融机构在可管理的范围及预算内对这项技术进行测试的机会。这也是监管机构所允许的唯一流程——对信息与价值处理的方式进行彻底改变,无疑会使监管机构采取预防措施。每个经过严格测试的小步骤都不太可能会触发警报。此外,这种方法也是可扩展的。例如,如果BBVA发现外汇匹配的区块链平台带来了明显的积极成果,那么就可以向其他银行开放测试,而且还可扩展到包括其他金融资产。当这种小的关联部分聚集到一起的时候,就会拼凑一张很大的蓝图——一步一步实施改进措施,然后在适当的地方进行扩展。如今看似有限且目标明确的项目终有一日将联合起来,充分揭示这种处理金融事务新方式的潜力。与此同时,我们应该密切留意这些小的阶段——很快,我们就会发现其实它们的影响远非看起来那么小。
iLoveMFB
Member
Offline
Activity: 140
Merit: 12
Borderless for the People, Frictionless for the Ba
Re: 雄心勃勃?银行区块链终将一步步实现重大发展
January 12, 2018, 09:06:23 AM
#2
银行是最需要区块链的地方
T r a x i o n
TRADE AND EARN DURING PRE-ICO
TRANSITIONS YOU TO A CRYPTO-READY SOCIETY Pre-Sale starts April 15, 2018
Github
Telegram
Medium
Facebook
Twitter
Reddit
Youtube
Pages: [
1
]
Print
Bitcoin Forum
>
Local
>
中文 (Chinese)
>
离题万里
>
雄心勃勃?银行区块链终将一步步实现重大发展
« previous topic
next topic »
Jump to:
Please select a destination:
-----------------------------
Bitcoin
-----------------------------
=> Bitcoin Discussion
===> Legal
===> Press
===> Meetups
===> Important Announcements
=> Development & Technical Discussion
===> Wallet software
=====> Electrum
=====> Bitcoin Wallet for Android
=====> BitcoinJ
=====> Armory
=====> Mycelium
=====> Hardware wallets
=> Mining
===> Mining support
===> Pools
===> Mining software (miners)
===> Hardware
=====> Group buys
===> Mining speculation
=> Bitcoin Technical Support
=> Project Development
-----------------------------
Economy
-----------------------------
=> Economics
===> Speculation
=> Marketplace
===> Goods
=====> Computer hardware
=====> Digital goods
=======> Invites & Accounts
=====> Collectibles
===> Services
===> Currency exchange
===> Gambling
=====> Games and rounds
=====> Investor-based games
=====> Gambling discussion
===> Lending
=====> Long-term offers
===> Securities
===> Auctions
===> Service Announcements
=====> Micro Earnings
===> Service Discussion
=====> Web Wallets
=====> Exchanges
=> Trading Discussion
===> Scam Accusations
===> Reputation
-----------------------------
Other
-----------------------------
=> Meta
===> New forum software
===> Bitcoin Wiki
=> Politics & Society
=> Beginners & Help
=> Off-topic
=> Serious discussion
===> Ivory Tower
=> Archival
===> Корзина
===> CPU/GPU Bitcoin mining hardware
===> Chinese students
===> Obsolete (buying)
===> Obsolete (selling)
===> MultiBit
-----------------------------
Alternate cryptocurrencies
-----------------------------
=> Altcoin Discussion
=> Announcements (Altcoins)
===> Tokens (Altcoins)
=> Mining (Altcoins)
===> Pools (Altcoins)
=> Marketplace (Altcoins)
===> Service Announcements (Altcoins)
===> Service Discussion (Altcoins)
===> Bounties (Altcoins)
=> Speculation (Altcoins)
-----------------------------
Local
-----------------------------
=> العربية (Arabic)
===> العملات البديلة (Altcoins)
=====> النقاشات
===> إستفسارات و أسئلة المبتدئين
===> التعدين
===> النقاشات الأخرى
===> منصات التبادل
=> Bahasa Indonesia (Indonesian)
===> Marketplace (Bahasa Indonesia)
===> Mining (Bahasa Indonesia)
===> Altcoins (Bahasa Indonesia)
===> Trading dan Spekulasi
===> Ekonomi, Politik, dan Budaya
===> Topik Lainnya
=> Español (Spanish)
===> Mercado y Economía
=====> Servicios
=====> Trading y especulación
===> Hardware y Minería
===> Esquina Libre
===> Mercadillo
=====> Mexico
=====> Argentina
=====> España
=====> Centroamerica y Caribe
===> Primeros pasos y ayuda
===> Altcoins (criptomonedas alternativas)
=====> Minería de altcoins
=====> Servicios
=====> Tokens (Español)
=> 中文 (Chinese)
===> 跳蚤市场
===> 山寨币
===> 媒体
===> 挖矿
===> 离题万里
=> Hrvatski (Croatian)
===> Trgovina
===> Altcoins (Hrvatski)
=====> Announcements (Hrvatski)
===> Off-topic (Hrvatski)
=> Deutsch (German)
===> Anfänger und Hilfe
===> Mining (Deutsch)
===> Trading und Spekulation
===> Projektentwicklung
===> Off-Topic (Deutsch)
===> Treffen
===> Presse
===> Altcoins (Deutsch)
=====> Announcements (Deutsch)
===> Marktplatz
=====> Auktionen
=====> Suche
=====> Biete
=> Ελληνικά (Greek)
===> Αγορά
===> Mining Discussion (Ελληνικά)
===> Altcoins (Ελληνικά)
=====> Altcoin Announcements (Ελληνικά)
=====> Altcoin Mining (Ελληνικά)
=> עברית (Hebrew)
=> Français
===> Actualité et News
===> Débutants
===> Discussions générales et utilisation du Bitcoin
===> Mining et Hardware
===> Économie et spéculation
===> Place de marché
=====> Échanges
=====> Produits et services
=====> Petites annonces
===> Le Bitcoin et la loi
===> Wiki, documentation et traduction
===> Développement et technique
===> Vos sites et projets
===> Hors-sujet
===> Altcoins (Français)
=====> Annonces
=> India
===> Mining (India)
===> Marketplace (India)
===> Regional Languages (India)
===> Press & News from India
===> Alt Coins (India)
===> Buyer/ Seller Reputations (India)
===> Off-Topic (India)
=> Italiano (Italian)
===> Guide (Italiano)
===> Progetti
===> Discussioni avanzate e sviluppo
===> Trading, analisi e speculazione
===> Mercato
=====> Mercato valute
=====> Beni
=====> Servizi
=====> Esercizi commerciali
=====> Hardware/Mining (Italiano)
=====> Gambling (Italiano)
===> Accuse scam/truffe
===> Mining (Italiano)
===> Alt-Currencies (Italiano)
=====> Annunci
===> Raduni/Meeting (Italiano)
===> Crittografia e decentralizzazione
===> Off-Topic (Italiano)
=> 日本語 (Japanese)
===> アルトコイン
=> Nederlands (Dutch)
===> Markt
===> Gokken/lotterijen
===> Mining (Nederlands)
===> Beurzen
===> Alt Coins (Nederlands)
===> Off-topic (Nederlands)
===> Meetings (Nederlands)
=> Nigeria (Naija)
===> Politics and society (Naija)
===> Off-topic (Naija)
=> 한국어 (Korean)
===> 대체코인 Alt Coins (한국어)
=> Pilipinas
===> Altcoins (Pilipinas)
=====> Altcoin Announcements (Pilipinas)
===> Pamilihan
===> Others (Pilipinas)
=> Polski
===> Tablica ogłoszeń
===> Alternatywne kryptowaluty
=====> Nowe kryptowaluty i tokeny
=====> Tablica ogłoszeń (altcoiny)
=> Português (Portuguese)
===> Primeiros Passos (Iniciantes)
===> Economia & Mercado
===> Mineração em Geral
===> Desenvolvimento & Discussões Técnicas
===> Criptomoedas Alternativas
===> Brasil
===> Portugal
=> Русский (Russian)
===> Новички
===> Бизнес
=====> Барахолка
=====> Обменники
===> Идеи
===> Кодеры
===> Майнеры
===> Политика
===> Трейдеры
===> Альтернативные криптовалюты
=====> Токены
=====> Бayнти и aиpдpoпы
===> Хайпы
===> Работа
===> Разное
===> Oбcyждeниe Bitcoin
=====> Новости
=====> Юристы
=> Română (Romanian)
===> Anunturi importante
===> Offtopic
===> Market
=====> Discutii Servicii
===> Minerit
===> Tutoriale
===> Bine ai venit!
===> Presa
===> Altcoins (Monede Alternative)
=====> Anunturi Monede Alternative
=> Skandinavisk
=> Türkçe (Turkish)
===> Bitcoin Haberleri
===> Pazar Alanı
===> Madencilik
===> Ekonomi
===> Servisler
=====> Fonlar
===> Proje Geliştirme
===> Alternatif Kripto-Paralar
=====> Madencilik (Alternatif Kripto-Paralar)
=====> Duyurular (Alternatif Kripto-Paralar)
===> Konu Dışı
===> Yeni Başlayanlar & Yardım
===> Buluşmalar
=> Other languages/locations
Loading...