You are new, no collateral. Loan denied. Simple as that. Make enough fuss, keep providing your "I'm trustworthy" stance or such and you'll get flagged / red trusted almost everytime.
I am new but have plenty of collateral not sure why you think I have no collateral. What loan? I was not denied by anyone that I'm personally aware of. I made fuss because I got flagged for following the rules.
1-4 If you only picked 25% winners in sports I would be rich