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Author Topic: Stunna's 0% interest mini loans  (Read 16890 times)
Stunna (OP)
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August 17, 2013, 01:00:37 AM
Last edit: October 10, 2013, 08:07:15 PM by Stunna
 #1

Please Read:
Have not had time to properly operate this thread, anyone who is interested please view https://bitcointalk.org/index.php?topic=288543.0 I am not accepting current offers at this moment, if you are currently borrowing please do your best to return your loans in a prompt matter.






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Status: Not lending at this moment



    Willing to lend users small amounts. At 0% Interest

    In most cases this is .2 BTC and under unless you give me a compelling reason to give more.


Terms
  • Must borrow for a legitimate purpose, no confidence/trust loans. To discourage this, in most cases I will not leave trust
  • Loans handled on a case by case basis
  • I have the right to decline any requests I see unfit
  • No sob stories
  • You may not take out other loans during this period
  • If you have overall negative trust or under 50 activity you will most likely be denied.
  • If you are borrowing money to arbitrage, gamble, or do anything risky then you must leave collateral.
  • NEW: You must be a Full Member or higher, no inactive/bought accs.
  • Maximum term is now 2 weeks
  • If you don't properly follow instructions or post a minimum effort request, don't expect a reply
  • Do not PM me your initial request, this should be public.
  • I will only have 5 active loans out at once, defaults do not count towards this.


Example Request
Amount requested: .1BTC
Purpose: Buy graphics for my ad campaign
Term: 1 week
Trusted?: I've conducted trades with various users, have been a long time member etc.


On majority of smaller lends (.2 and less) the collateral will simply be your reputation, I will leave you negative trust if you fail to return the borrowed amount by the end of the term. On larger amounts I have the right to ask for other forms of collateral. I'll try to approve/deny all loans within 12 hours.

Why am I doing this?
I'd consider this more of an experiment than anything. Hopefully I can help do some good without getting burned too badly in the end. I've started this in reaction to the massive interest fees in this section. Anyone reading this that supports this thread, I encourage you to make your own thread and do the same if you are willing to risk whatever you lend out. Worst case scenario, I can rid the forum of a few convincing scammers at the rank of full member+

Approved  
voxelot:        BTC1.302 Aug 18, 2013  - 1btc repaid so far
Kingofsports: BTC 1.15 August 19,2013 Term: 3 days
mscharleneb:BTC 0.4 August 19,2013  Term: 2 weeks Defaulted
Rewt BTC .845  August 22, 2013  Term: 3 weeks
Dabs BTC 0.3309 August 22, 2013 Term: Indefinite
Peonminer BTC 0.15 August 24, 2013 Term: 2 weeks[/list]
junshong: .1 BTC Sepember 26th, 2013  

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August 17, 2013, 01:13:34 AM
 #2

Nice! Hope you don't end up burned.
Stunna (OP)
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August 17, 2013, 01:25:15 AM
 #3

Nice! Hope you don't end up burned.

Figured I'd risk a few btc and give it a shot, I'll close if the % of defaults is too high.

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August 17, 2013, 01:28:09 AM
 #4

Looking for .20 BTC loan. Payback Monday. Want to play on Seals.
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August 17, 2013, 01:28:44 AM
 #5

Looking for .20 BTC loan. Payback Monday. Want to play on Seals.

I can vouch for him Cheesy
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August 17, 2013, 01:29:38 AM
 #6

Looking for .20 BTC loan. Payback Monday. Want to play on Seals.

I can vouch for him Cheesy


He loves pizza too!

When the subject of buying BTC with Paypal comes up, I often remember this: 

Insanity: doing the same thing over and over again and expecting different results.

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August 17, 2013, 01:31:13 AM
 #7

Looking for .20 BTC loan. Payback Monday. Want to play on Seals.

Lying about repayment is fraud.  Criminal offense going on right here.

I post for interest - not signature spam.
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August 17, 2013, 01:34:11 AM
 #8

Looking for .20 BTC loan. Payback Monday. Want to play on Seals.

Lying about repayment is fraud.  Criminal offense going on right here.
Which Monday?
Stunna (OP)
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August 17, 2013, 02:07:00 AM
 #9

Nice one Stunna.   Can we make any contributions to you for the purpose of funding this thread?  

Thanks for the offer, but prefer not to risk other people's bitcoins. Feel free to make your own thread if you'd like and do the same.

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August 17, 2013, 02:21:12 AM
 #10

You able to loan me?
Stunna (OP)
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August 17, 2013, 02:35:54 AM
 #11

You able to loan me?

Given your track record going to have to give you a definitive no.

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August 17, 2013, 02:43:58 AM
 #12

I'm wrong or not ? You give 0% interest , mean we only pay what we lend ?

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Stunna (OP)
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August 17, 2013, 02:46:14 AM
 #13

I'm wrong or not ? You give 0% interest , mean we only pay what we lend ?

Yes, exactly. If you borrow .1 you repay .1 at the end of the duration.

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August 17, 2013, 02:48:14 AM
 #14

What is mean by legitimate purpose ? Gambling is categories as not legit ?

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Stunna (OP)
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August 17, 2013, 02:53:43 AM
 #15

What is mean by legitimate purpose ? Gambling is categories as not legit ?

Would basically just define that as any purpose other than simply posting to loan to gain trust or scam. Gambling is fine as long as you do so responsibly and are sure you can repay on time.

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August 17, 2013, 02:55:13 AM
 #16

I would like a .15 loan for 1 week. It is for dice.
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August 17, 2013, 02:56:24 AM
 #17

Willing to lend users small amounts. At 0% Interest

In most cases this is .2 BTC and under unless you give me a compelling reason to give more.


Terms
  • Must borrow for a legitimate purpose, no confidence/trust loans.
  • Loans handled on a case by case basis
  • I have the right to decline any requests I see unfit
  • No sob stories
  • If you have overall negative trust or under 50 activity you will most likely be denied.


Example Request
Amount requested: .1BTC
Purpose: Buy graphics for my ad campaign
Term: 1 week
Trusted?: I've conducted trades with various users, have been a long time member etc.


On majority of smaller lends (.2 and less) the collateral will simply be your reputation, I will leave you negative trust if you fail to return the borrowed amount by the end of the term. On larger amounts I have the right to ask for other forms of collateral. I'll try to approve/deny all loans within 12 hours.

+1 for zero interest rate. Very few people like you now. Very careful loaning to anyone lots of scammers here.
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August 17, 2013, 03:26:37 AM
 #18

Amount requested: .5 BTC
Purpose: Additional capital for arbitrage trading. Arbitrage between exchanges is almost 100% safe investment. It only requires patience and capital and wait for the discrepancy to occur to earn a profit.
Term: 1 week
Trusted: I've conducted trades with various users, have been a long time member.


If by "long time" you mean registered in September 2012, then made almost every one of your posts on May 15th, 2013, and by "conducted trades" you mean entirely unverifiable trades with no record on the forums, then ok.
Stunna (OP)
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August 17, 2013, 04:25:24 AM
 #19

Quote
If by "long time" you mean registered in September 2012, then made almost every one of your posts on May 15th, 2013, and by "conducted trades" you mean entirely unverifiable trades with no record on the forums, then ok.

Please leave the decision to the op.  I'm willing to give passwords to my accounts on various exchanges and explain how its been done.

It seems scammers have left scars that cannot be healed and legit loans are affected. If you view almost all loans are scams please request thymos to close this section.

How exactly are you going to successfully arbitrage when you cannot withdraw cash from mtgox? If you provide more information and have a way to pay me even if your money gets caught up in gox I'll consider a loan. Also I'd want to see proof that you're verified on these various exchanges.

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August 17, 2013, 04:41:18 AM
 #20

Quote
If by "long time" you mean registered in September 2012, then made almost every one of your posts on May 15th, 2013, and by "conducted trades" you mean entirely unverifiable trades with no record on the forums, then ok.

Please leave the decision to the op.  I'm willing to give passwords to my accounts on various exchanges and explain how its been done.

It seems scammers have left scars that cannot be healed and legit loans are affected. If you view almost all loans are scams please request thymos to close this section.

How exactly are you going to successfully arbitrage when you cannot withdraw cash from mtgox? If you provide more information and have a way to pay me even if your money gets caught up in gox I'll consider a loan. Also I'd want to see proof that you're verified on these various exchanges.

This arbitrage has nothing to do with mtgox and fiat. I mostly deal with alt coins because of its unstable nature and fast confirmations.
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