[ANN] [ICO] ⋘ 🔥P2pay🔥 ⋙ Peer to Peer Lending & Beta Platform | ICO LIVE!!!

[lsgnaija]

ICO LIVE

WEBSITE| TWITTER  | FACEBOOK  | WHITEPAPER  | TELEGRAM | BOUNTY | SLACK

Peer-to-peer lending removes the middleman from the process, but it also involves more time, effort and risk than the general brick-and-mortar lending scenarios. Traditionally, individuals and small businesses who want a loan usually apply for one through the bank. The bank would run extensive financial checks on the applicant’s credit history to determine if the entity would qualify.

P2PAY lending is a method of debt financing  that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary.  The profile of a borrower will be displayed  on a peer-to-peer online platform where investors can assess these profiles to determine whether they would want to risk lending money to a borrower. A borrower might receive the full loan amount or only a portion of what he asked for from an investor. Lenders and borrowers will use our technology to lend and receive P2PAY coins. There will be access to liquidity pools which will ensure a borrower will find the liquidity they desire. Use of group chats and instant friend invites by way of social media an email are another convenient feature. The site is very user friendly and is integrated with several social media sites. With the beta platform operational investors will be able to view all of the lending features and leave input to developers if they see room for improvement. Currently no other peer-to-peer platform compares to P2pay Beta platform.

There will be no problem for borrowers to access their loan once received on the platform. Coins will be liquidated for cash instantly to your P2PAY debit card. P2PAY will also allow for integration of over 50 altcoins that can be liquidated instantly.

[1714564742]

1714564742

[SeveralQ]

Hi everyone! Just added P2pay ICO to my website https://concourseq.io/Q/P2pay. ConcourseQ is a collaborative due diligence community that researches and reviews ICOs. Anyone with an account can submit information to your page, so we are reaching out to this community to get you all involved in the discussion. Thanks! PS: If you have any questions about filling in the info, feel free to ask us in our discord group: https://discord.gg/j8RBAwB

[lsgnaija]

Hi everyone! Just added P2pay ICO to my website https://concourseq.io/Q/P2pay. ConcourseQ is a collaborative due diligence community that researches and reviews ICOs. Anyone with an account can submit information to your page, so we are reaching out to this community to get you all involved in the discussion. Thanks! PS: If you have any questions about filling in the info, feel free to ask us in our discord group: https://discord.gg/j8RBAwB

Thank you very much.. 

[lsgnaija]

P2pay Beta platform is in Test Net mode. We will airdrop 25k P2pay-Beta tokens to everyone who bitcointalk bounty list. 1P2pay=120P2pay-Beta

[Andrey123]

I got 25K coins for the Wave wallet.
What should I do with them?

[Ricsung]

How to ensure that the borrower has the actual repayment ability, rather than some registration information?

[lsgnaija]

I got 25K coins for the Wave wallet.
What should I do with them?

When  beta platform opens P2pay will assign a credit score.  The score will range from AA-D. When you arrive on site you automatically get C+ rating. After completion of loans your score will rise. When real platform opens 3rd party verifiers will track score.
For now hold your 25k coins until beta platform opens. When platform opens you will use your coins by way of deposit  to site. When beta closes you can cash in coins 1 P2pay is 120 P2pay beta

[lsgnaija]

How to ensure that the borrower has the actual repayment ability, rather than some registration information?

When  beta platform opens P2pay will assign a credit score.  The score will range from AA-D. When you arrive on site you automatically get C+ rating. After completion of loans your score will rise. When real platform opens 3rd party verifiers will track score.
The borrowers history will be available along with a credit score. For now our staff will give everyone a C rating. For the larger clients there are pools of liquidity to ensure you can get the tokens you desire. Long story short the first wave of platform users go in blind but as a history is built you will know who pays and who does not. You will have to wait for transactions to occur to gain transparency. This won't be an issue on live platform.

[dorismak]

How do you deal with the borrower not perform the contract? does this cost investors a lot of time to recover money? thanks

[lsgnaija]

How do you deal with the borrower not perform the contract? does this cost investors a lot of time to recover money? thanks

The payback options on borrowers end automaticly are put into your hot wallet. If borrower defaults the loan will be sent to buy back program. P2pay will buy back up to 65% of debt depending on risk of default score which will be given to lender from initial loan.

[toyo87]

Hello  Dev, any update on progress of the project?

[Coin_trader]

I noticed that this ANN is posted since January but until now it is just one-page and seems like an abandoned thread, there a just few comments inquiring about the progress and no one give an answer, the other reason i saw is, maybe because the community is walking away from such project with a lending platform, they are already tired of that scheme since the fall of Bitconnect.

[Proture]

very strong project and i believe that in coming year project of this type is in demand

[anthreelis]

very confusing. DO you have any roadmap?

[The gaye]

user name: the gaye
profile: https://bitcointalk.org/index.php?action=profile;u=1305050
article work: http://widia9608.blogspot.co.id/2018/05/p2pay-ico.html
spreadsheet number: 95
my waves: 3P7SDE8fkfz5oum8Ybho5NHBmafYMr6BoKV

[peperushing]

Nice one,wish you good luck