Ok, ok... That makes a lot more sense. Thank you for taking the time to further explain that. I really do appreciate that. If I were to take you up on your offer is there anyway that I would be able to change the repayment date to 02/06 - 02/07 since it is almost the 4th already. If that is at all possible let me know and and then if you want to have the loan terms defined here or on another thread just let me know where to go to complete the loan. I am willing to allow you to hold the collateral if we have the terms and signature displayed publicly (sorry if I am using the wrong terms but hopefully you get what I mean
![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
) Right now I would be using the BTC to play some slot games on a couple sites I'm a loyal customer on, but they all accept LTC as well so I don't mind
![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
I usually just do a Paxful trade but my trusted regular sellers haven't been taking card2card transfers with the card I loaded and those that are are charging a criminally low amount
![Cry](https://bitcointalk.org/Smileys/default/cry.gif)
So I either am going to go make another deposit to my Serve card or wait til my usual sellers appear.