Ok, this have finally convinced me to move all my Ripple XRP to Stellar XLM

[JuniAiko]

After having faithfully HODLing on to XRP, reasoning that its goals is different from the other cryptos, this have finally broken my resolve.

Switching to Ripple's more decentralized younger brother (since both are at similar % recover levels atm). Hopefully I've made the right decision.

Ripple (XRP) is centralized and terribly flawed, researchers say
https://thenextweb.com/hardfork/2018/02/06/ripple-report-bitmex-centralized/

The developing world will anchor Stellar (XLM) growth
https://cryptorecorder.com/2018/02/06/the-developing-world-will-anchor-stellar-xlm-growth/

[JuniAiko]

I've read that Stellar is not centralised right now but has a big risk of centralisation because of the lack of incentives for node owners, the only entities that will run massive nodes of future will be banks and companies if ever and they will not leave the system to be decentralised.

But I think Stellar is a good compromise (a middle ground); where it potentially will have centralised nodes distributed (decentralised) between different corporations/banks/government run nodes.

Whereas for Ripple, the centralisation is concentrated all in a single company, which give one single entity way too much power to dictate transactions + so much FUD going around with it.

Also perhaps an open source project by the community can be created to enable nodes or distributed partial nodes in a cloud-network to be run by individuals on their computers/mobiles too, as an add-on to the existing framework.

I see big banks adopting XRP + perhaps speculators rushing into buying it. But I see more potential for Stellar to be more widely adopted by the daily/normal people, and a community to be formed around it.

[BillCoin]

It's not only that Ripple XRP, is centralized, about 70% of the coins are out of circulation and are not being counted at the market cap, but they do exist.
Those coins can be released by Ripple Labs any time they want, so the market cap is way above from what it should be.
Ripple network wasn't made to be decentralized, and you can't actually connect a node to the network as you can do in the bitcoin network, only ripple labs(or those who got the permission from ripple labs) can run a node, it opens the netowork for variety of dangerous attacks.

[salterious]

It's not only that Ripple XRP, is centralized, about 70% of the coins are out of circulation and are not being counted at the market cap, but they do exist.
Those coins can be released by Ripple Labs any time they want, so the market cap is way above from what it should be.
Ripple network wasn't made to be decentralized, and you can't actually connect a node to the network as you can do in the bitcoin network, only ripple labs(or those who got the permission from ripple labs) can run a node, it opens the netowork for variety of dangerous attacks.

Yet people keep buying these god damn coins? What the flying hell is going in here, I seriously don't understand majority of crypto investors, no offence OP (maybe some but you know I don't know you so none really ).