What percentage of net worth do you invest in cryptocurrency?

[jerry0]

For the people that first bought cryptocurrency, im curious but what percentage of your net worth did you invest?  To me, net worth would be all the money in your bank accounts minus anything you owe etc.  Of course you include your house and properties you own.  However, the issue with those are well they aren't liquid cash where you can have access to it anytime.


So based on your net worth, what percentage did you put into cryptocurrency?  Im using that word as oppose to bitcoin since well some people definitely only invest in altcoins etc.  Like let say someone's net worth is 50k.  Let say they don't own a house or anything etc.  This 50k is in bank account in savings or anything thats low risk etc.   Now from what i read online, it seems that articles seem to suggest to not put more than 10 percent max in it.  Many mention 5 percent or even less etc.  First off, does anyone here think thats very low or actually very high?  The guy with 50k would mean he could put either 5k or 2500.  Now that isn't exactly a very tiny amount but in order to make a lot of money, that would be hard.  I was watching cnba and they had that guy chamath talk about bitcoin and he mentioned that you should invest 1 percent of your net worth into bitcoin.  The other hosts would say well many people don't have the money you have to invest big etc.  But he then said well let say you only want have 100 dollars to invest.  If you invest the other 99 in other things like stocks or bonds, do 1 dollar in bitcoin because if you lose money in the other 99 percent.. well that 1 percent in bitcoin could possibly offset your losses etc. 


So based on that, let say someone has 10000 dollars in money in bank account etc.  But they are basically paycheck to paycheck.  Wouldn't it be risky for that person to put even 1000 dollars?  Because the average net worth of most people are well very low etc.  Then i read about people that put everything in their bank account into cryptocurrency etc.  Do you think those people are crazy for doing that?  I definitely do.  But the thing that shocked me are those stories of people selling their house or getting a big loan to buy bitcoin etc.  I mean does anyone here think that is just ridiculous? 


So if someone has say 10k in their bank account to invest, im curious how much money the average crypto investor would invest.  Im guessing 500-2000 is probably the right amount?  However im sure there are ppl out there lot of them that just put in 5k or even more into it right?


The other thing is this.  What if someone only invested 5 percent or 10 percent or something like 2 percent or as high as 25 percent into crypto.  Then it goes all by a huge margin and suddenly their cryptocurrency value compared to their net worth or money in bank account is 50/50 or even higher?  If thats the case, would you say that person should at least cash something out?  Since there are lot of ppl that invested and then made a lot in returns etc... where imagine someone had 20k in bank account.  Invested say 2k.  Then that 2k is turns into 25k.  And their bank account has say 15k.  Would it be smart to just keep holding if they don't need access to the money yet? 


Because cryptocurrency is very volatile and obviously isn't something you should put a huge percentage of your money into.  However, im curious about those people that had their cryptocurrency value go higher than their bank account value which im sure is many people.  Also what percentage of people would you say out there whether they told their house or use all the money in their bank account where they have something like 10k or less in their bank account and have something like 50k or even 100k or more in crypto?  I would at first think that is crazy but im guessing this is pretty common now since people are selling their homes for btc etc?

[jerry0]

Thoughts?

[Fazlurkhan.kz]

I don't have a fixed amount of my net worth separated for investing in bitcoin. I just invest with the leftover money which i get after deducting all my expenses and putting some amount in savings and others, so let's say I have 100$ for this month and the price of bitcoin is really high, so i just wait for it to drop or invest in an other ICO, of course after doing all the necessary research. And hopd it until I don't find any other ICO for like 1-2 months.
And currently I have 6% of my net worth as bitcoin by following this particular method for about two years.

[Prodigan786]

Mine complete investment started from money i earned from faucets and by giving services in the exchange of bitcoin also bitcointalk helped to get my initial investment . Then after i started to invest these money in exchanges . Even airdrops also helped me to collect some ether to invest . Again one more thing i forgot some youtube earning also .

[White Christmas]

I think for me its only about 20-30%. I need to divide my income to my expenses and savings for emergency cases. There are also amortization and mutual funds to be considered. Somehow I just diversify my investments to have more options and to feel secure of my finances. Its better to be financially stable to give is peace of mind and give us a sense of security.

Me too, before I invest into the cryptocurrency I will give first the needs of my family especially my son and daughter for their school activities and the budget in the house for our food and house rental especially the billing of the electricity and the water bill, but if I will be able to loan an big amount of money to invest on cryptocurrency then maybe I will invest only the half of the money and the other half will be go to my family. Just like what many said you must be financially and physically stable before you to invest a big amount of money in cryptocurrency because we all know that it is a big risk for all of us.

[hatshepsut93]

Right now Bitcoin is a huge percentage of my net worth because I'm still young so I can afford to be reckless. If Bitcoin went to zero tomorrow, it wouldn't completely ruin me, I still have a lot of time till retirement. But the potential payoff is huge, if Bitcoin goes to the moon, I can retire very early and live off some sort of passive income that could be created after I would cash out most of my coins.

[btc78]

I'm flat broke and I sold all my bitcoins 2 months ago.
I don't want to invest into altcoins and I don't have money to invest in BTC.
I have to find a 9/5 job and put my finances into order.
Crypto trading is not my thing,I always sell BTC at the wrong time.

trading is not for everyone and that is the reality here in crypto,many tries their luck but more of them are failure so better not to try if.

but the wrong timing is always the case because many of us are trying our best but it is not for us.

[rdluffy]

I have all my money invested, all
The percentage in cryptos is exactly 20%
The rest in invested in traditional investments with lower risk

[BlackFor3st]

For the people that first bought cryptocurrency, im curious but what percentage of your net worth did you invest?  To me, net worth would be all the money in your bank accounts minus anything you owe etc.  Of course you include your house and properties you own.  However, the issue with those are well they aren't liquid cash where you can have access to it anytime.


So based on your net worth, what percentage did you put into cryptocurrency?  Im using that word as oppose to bitcoin since well some people definitely only invest in altcoins etc.  Like let say someone's net worth is 50k.  Let say they don't own a house or anything etc.  This 50k is in bank account in savings or anything thats low risk etc.   Now from what i read online, it seems that articles seem to suggest to not put more than 10 percent max in it.  Many mention 5 percent or even less etc.  First off, does anyone here think thats very low or actually very high?  The guy with 50k would mean he could put either 5k or 2500.  Now that isn't exactly a very tiny amount but in order to make a lot of money, that would be hard.  I was watching cnba and they had that guy chamath talk about bitcoin and he mentioned that you should invest 1 percent of your net worth into bitcoin.  The other hosts would say well many people don't have the money you have to invest big etc.  But he then said well let say you only want have 100 dollars to invest.  If you invest the other 99 in other things like stocks or bonds, do 1 dollar in bitcoin because if you lose money in the other 99 percent.. well that 1 percent in bitcoin could possibly offset your losses etc. 


So based on that, let say someone has 10000 dollars in money in bank account etc.  But they are basically paycheck to paycheck.  Wouldn't it be risky for that person to put even 1000 dollars?  Because the average net worth of most people are well very low etc.  Then i read about people that put everything in their bank account into cryptocurrency etc.  Do you think those people are crazy for doing that?  I definitely do.  But the thing that shocked me are those stories of people selling their house or getting a big loan to buy bitcoin etc.  I mean does anyone here think that is just ridiculous? 


So if someone has say 10k in their bank account to invest, im curious how much money the average crypto investor would invest.  Im guessing 500-2000 is probably the right amount?  However im sure there are ppl out there lot of them that just put in 5k or even more into it right?


The other thing is this.  What if someone only invested 5 percent or 10 percent or something like 2 percent or as high as 25 percent into crypto.  Then it goes all by a huge margin and suddenly their cryptocurrency value compared to their net worth or money in bank account is 50/50 or even higher?  If thats the case, would you say that person should at least cash something out?  Since there are lot of ppl that invested and then made a lot in returns etc... where imagine someone had 20k in bank account.  Invested say 2k.  Then that 2k is turns into 25k.  And their bank account has say 15k.  Would it be smart to just keep holding if they don't need access to the money yet? 


Because cryptocurrency is very volatile and obviously isn't something you should put a huge percentage of your money into.  However, im curious about those people that had their cryptocurrency value go higher than their bank account value which im sure is many people.  Also what percentage of people would you say out there whether they told their house or use all the money in their bank account where they have something like 10k or less in their bank account and have something like 50k or even 100k or more in crypto?  I would at first think that is crazy but im guessing this is pretty common now since people are selling their homes for btc etc?

I put most of my savings in crypto currencies especially in Bitcoin, my savings is like 15% of my net worth and I do it monthly.

I safely invest in crypto currencies as I only put the money that I can afford to lose therefore whatever happens in crypto currencies in the future I can still survive. For me selling your house just to invest in crypto currencies is a crazy thinking and I will not try this kind of move.

[kro55]

It depends on situation, I only invest when I think price is down. In current bull market i will never invest. When its bearish, I put half of my savings into bitcoin and so far it has given me good return. Never put all your money into bitcoin, always spare some cash for usage.

[btccashacc]

I myself allocate less than 5% of my net worth to invest in crypto I think this is still small. As you've seen in the TV interview maybe they just wanna play safe I kinda agree that investing in crypto with big capital is very risky, well the industry is still young and anything could happen,however if their suggestion is only 1%, in my opinion, it's too small but it's good when the net worth is 100k USD or more.

[isaac_clarke22]

If I'll get into full-time job soon, I think I'll allocate 2.5% for now but it'll increase slowly with a ceiling of up to 10%. Getting higher than 10% is quite high already for such investments only although there is guaranteed profits regardless of the condition of the market.

[kryptqnick]

Right now Bitcoin is a huge percentage of my net worth because I'm still young so I can afford to be reckless. If Bitcoin went to zero tomorrow, it wouldn't completely ruin me, I still have a lot of time till retirement. But the potential payoff is huge, if Bitcoin goes to the moon, I can retire very early and live off some sort of passive income that could be created after I would cash out most of my coins.

I have a similar situation. I'm also young, my career life is basically just starting these days. I earn enough to live a rather comfortable life, and my savings are small, so in case I lose them it would be sad but not much of a difference from the current situation. Bitcoin is about 60% of my savings right now, but I watch the market as well as am ready to live without it (I am aware of the risks and willing to take them). Come to think of it, though, it's indeed a huge part of my money in BTC... A friend of mine has 100% of his savings in BTC, though.

[julius caesar]

Well in my case, I do not have any exact amount to invest in cryptocurrency. What am I doing is invest all of the extra money that I will not gonna use for a long time. Instead of letting it in my physical wallet, I would rather invest it in something that I know I will gain profit into it. No distinct amount as long as the money that I have is free or not gonna be use.

[Yaunfitda]

Right now Bitcoin is a huge percentage of my net worth because I'm still young so I can afford to be reckless. If Bitcoin went to zero tomorrow, it wouldn't completely ruin me, I still have a lot of time till retirement. But the potential payoff is huge, if Bitcoin goes to the moon, I can retire very early and live off some sort of passive income that could be created after I would cash out most of my coins.

I have a similar situation. I'm also young, my career life is basically just starting these days. I earn enough to live a rather comfortable life, and my savings are small, so in case I lose them it would be sad but not much of a difference from the current situation. Bitcoin is about 60% of my savings right now, but I watch the market as well as am ready to live without it (I am aware of the risks and willing to take them). Come to think of it, though, it's indeed a huge part of my money in BTC... A friend of mine has 100% of his savings in BTC, though.

That's a big risk if your friend in 100% on BTC.

Personally, I just have a small portion of my wealth on BTC around 20%, I can't afford to invest more because of some house mortgage, so I just try to balance everything. But I'll give props to those young investors we have today, the potential to retire early because of BTC is there. I wish I have known BTC when I still have a lot of money to invest, just saying.

[Getmon]

I am not setting a fixed percentage in my income to be devoted to crypto. Sometimes I give a small allocation. Sometimes I also give quite a significant allocation to crypto. Sometimes there is none at all. In fact there are times when instead of buying what I do is withdraw and then convert it into fiat when there is a need. So it all depends on the available of extra fund.

[BitcoinHunt3r]

I'm not count my investment because mostly thatt i use to buy bitcoin and hold is from bounty. Some bounties and airdrops in past really give people big rewards, and i live with my main job, make investment or maybe withdraw some if i need money that really urgent. And keep do bounty until now, but now i am only in this signature campaign that paid in BTC and have plan to hold it until halving come.

[drlukacs]

I have been working in this financial market for a long time and I know the risk of it is quite high.  Therefore, I usually do not allocate too much capital to this market, this is a market full of manipulation.  So, I decided to use 30% of my salary every month to invest in the crypto market and I only hold.  I think hold is the best way to have a guaranteed profit because trading means we still waste time and pay a lot for our mistakes.

[Savemore]

I have been working in this financial market for a long time and I know the risk of it is quite high.  Therefore, I usually do not allocate too much capital to this market, this is a market full of manipulation.  So, I decided to use 30% of my salary every month to invest in the crypto market and I only hold.  I think hold is the best way to have a guaranteed profit because trading means we still waste time and pay a lot for our mistakes.

I have savings which the purpose is for investing, the cryptocurrency market is more riskier than the stock market and I allocate 20% of my capital. I diversify my money because it is part of my risk management. I have investment in stocks and also in real estates. We should always remember that investing is making money sith money but there are risks and we can guarantee that we can win in every type of investment that we are making.

[$crypto$]

I'm not count my investment because mostly thatt i use to buy bitcoin and hold is from bounty. Some bounties and airdrops in past really give people big rewards, and i live with my main job, make investment or maybe withdraw some if i need money that really urgent. And keep do bounty until now, but now i am only in this signature campaign that paid in BTC and have plan to hold it until halving come.

Yes indeed the bounty campaign program can be relied on for investment and it must be a bounty signature campaign with BTC Barayan, as I follow the signature of the yobit to continue to collect BTC and wait for halving to occur.
I rely on the rewards for investment and for me it is enough for me in the future.