What percentage of net worth do you invest in cryptocurrency?

[Wintersoldier]

I am not setting a fixed percentage in my income to be devoted to crypto. Sometimes I give a small allocation. Sometimes I also give quite a significant allocation to crypto. Sometimes there is none at all. In fact there are times when instead of buying what I do is withdraw and then convert it into fiat when there is a need. So it all depends on the available of extra fund.

This might just impact on us psychologically if we lost some profit upon investing a portion of our net worth or income, unlike just putting the fund we would like to invest based on our decision to the currentarket status. But if we are aiming to reach great amount of bitcoin, I would probably suggest to invest regularly, without considering if the market is profitable or not. In this way, both huge market price and low market price is what we can think of psychologically to avoid frsutration everytime we sell.

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[Reatim]

I am not setting a fixed percentage in my income to be devoted to crypto. Sometimes I give a small allocation. Sometimes I also give quite a significant allocation to crypto. Sometimes there is none at all. In fact there are times when instead of buying what I do is withdraw and then convert it into fiat when there is a need. So it all depends on the available of extra fund.

well i made agreement with my Wife that 8% of my monthly wage will come to crypto investing and luckily he allows me to do,but with another agreement that all my sidelines will be divided for me and our Bank savings and yeah we agreed to that.

i know how hard for her to make budgeting so i allow myself to cover our Bank savings because that is for the future of our Girls.

[karanggatak]

since I first entered cryptocurrency I already knew that cryptocurrency has high volatility so I don't use personal money or savings to start investing. The first thing I did to get a capital investment was to follow a faucet and a bounty project. after the bounty is finished I will get a token. then I will sell tokens and use them to buy bitcoin and altcoin. so I started this crypto investment without using fait money.

[Shasha80]

I have known cryptocurrency for about 4 years, it is enough time to know that most people invest with most of the assets
owned. Even to sell houses and cars that are owned to be able to buy bitcoin, there is even more terrible that is buying
bitcoin with money from bank loans. In my opinion something like that is so careless that it might make us poor. For me to
invest only using a maximum of 20% of all my finances. Because to succeed in the world of cryptocurrency always follow the
basic rules of investing money that we can afford to lose.

[CarnagexD]

I have known cryptocurrency for about 4 years, it is enough time to know that most people invest with most of the assets
owned. Even to sell houses and cars that are owned to be able to buy bitcoin, there is even more terrible that is buying
bitcoin with money from bank loans. In my opinion something like that is so careless that it might make us poor. For me to
invest only using a maximum of 20% of all my finances. Because to succeed in the world of cryptocurrency always follow the
basic rules of investing money that we can afford to lose.

Or better yet, invest using your expendable money only. You can't invest your life savings on to something since that'll become gambling at that point. You gotta save something for yourself for when the winter comes. Especially with bitcoin where there is no guarantee what it's price will be in a day or two. In my observation it's the people who don't put everything on the line are the ones who really succeed in this world.

[Mia44]

I think online advice is not entirely true for each person, it depends on the situation of each person and a lot of other factors. For example, you and I have 50k USD together, but I have small children, you are still single, then you will probably use up to 50% of the property (or "all in" as some people I know) But I will be less much more than that.

[Lauren Smith]

I believe in crypto and all my payments are in crypto. Over 60% of my assets are in crypto. I usually spend 20% of the value in fiat so im left with about 20% fiat at all times. Of you afraid, the price will drop you just convert some of it to tether coin. I do this so when the bear market comes I can profit from it by buying more crypto and selling when its bull season.

[coinycoiny]

Zero.

Also, you should say what percentage of net worth do you gamble in crypto.

You invest in houses, businesses, assets etc.

You gamble on horses, black jack and crypto

[lepbagong]

I have been working in this financial market for a long time and I know the risk of it is quite high.  Therefore, I usually do not allocate too much capital to this market, this is a market full of manipulation.  So, I decided to use 30% of my salary every month to invest in the crypto market and I only hold.  I think hold is the best way to have a guaranteed profit because trading means we still waste time and pay a lot for our mistakes.

Agree with your opinion that investing in the capital market is very risky and full of high risk. but I am also very amazed that you allocated 30% of your salary to invest in crypto. I don't have the courage like you to do that. I will only invest in bitcoin if there is more money than my monthly needs. but if I get it from the bounty hunter. I'll bet on it even though it requires a very thorough analysis so that it doesn't suffer losses. but investing in bitcoin is definitely the main compared to altcoin

[w0lf0.]

I started to invest in 2012 by buying mining material like the famous video cards that were sold shortly afterwards for low profit. For months now I've been investing monthly directly buying cryptos through exchange and I think it's the best choice at the moment. So I invest what I can currently afford to “lose”.

[FlightyPouch]

If I am one of those people that bought bitcoin at its earlier stages, I would be so happy right now and be sitting in my house not just with my bitcoins on my ledger but also a lot of altcoins with good values in the market now. But I am not, so investing and trading is just a side job to me. I did earned some good amount of money in the past, but right now, it is kind of just there.

[Gozie51]

If I am one of those people that bought bitcoin at its earlier stages, I would be so happy right now and be sitting in my house not just with my bitcoins on my ledger but also a lot of altcoins with good values in the market now. But I am not, so investing and trading is just a side job to me. I did earned some good amount of money in the past, but right now, it is kind of just there.

You will say that easily now as it can be to you. But it isn't that easy to wait while a coin that seem worthless was occupying good space  The point is then that, you would have sold very cheap too when it was in few dollars.

[ethereumhunter]

I think 5%-10% is the percentage of net worth you can invest in cryptocurrency, although you can invest in any percentage you want. However, if you decide to invest more than 50% of net worth, you need to know the risk, so if something happens with your investment, you can find a solution to solve it. I don't have a fixed amount to invest in cryptocurrency because if I want to buy more bitcoin, I only use the money that I got from 2017-2018 so I don't use my savings in the bank to buy bitcoin.

[Eugenar]

I think 5%-10% is the percentage of net worth you can invest in cryptocurrency, although you can invest in any percentage you want. However, if you decide to invest more than 50% of net worth, you need to know the risk, so if something happens with your investment, you can find a solution to solve it. I don't have a fixed amount to invest in cryptocurrency because if I want to buy more bitcoin, I only use the money that I got from 2017-2018 so I don't use my savings in the bank to buy bitcoin.

What about consider to think that instead of investment, we could make bitcoin as our personal savings account wherein, any amount would do, as long as we are aware of the market condition and still be cautious whenever there is a big decline, so we can withdraw out and save our funds from loss? Because thinking about bitcoin only for investment will forever be like this, and the adoption and finding the true meaning of bitcoin's value will not be present. Unlike, making it like a bank account, withdrawing or cashing in any amounts will just need a little bit of knowledge in market and technical analysis.

[barabarian1]

I have also read and heard stories about people who used up all of their savings or people sold their houses to buy bitcoin. I think people like this are people who are very brave to take risks. honestly i don't dare like that i only use as much as 20% of my salary to buy bitcoin and i also join the bounty project to increase my bitcoin amount.

[imstillthebest]

I have also read and heard stories about people who used up all of their savings or people sold their houses to buy bitcoin. I think people like this are people who are very brave to take risks. honestly i don't dare like that i only use as much as 20% of my salary to buy bitcoin and i also join the bounty project to increase my bitcoin amount.

you dont need to follow them , what you are doing is already correct  . if you think 20 percent is the only amount what you can afford then go for it   . just dont exceed with that limit because once you loose it will be hard for you to accept your losses  but you can always decrease that amount  .  joining  bounty is also a good way too , like u i also hunt for other crypto jobs so that i can increase my crypto hodling    . in this risky world we are living , we need to be smart or wise to stay on the game   .

[Getmon]

I am not setting a fixed percentage in my income to be devoted to crypto. Sometimes I give a small allocation. Sometimes I also give quite a significant allocation to crypto. Sometimes there is none at all. In fact there are times when instead of buying what I do is withdraw and then convert it into fiat when there is a need. So it all depends on the available of extra fund.

well i made agreement with my Wife that 8% of my monthly wage will come to crypto investing and luckily he allows me to do,but with another agreement that all my sidelines will be divided for me and our Bank savings and yeah we agreed to that.

i know how hard for her to make budgeting so i allow myself to cover our Bank savings because that is for the future of our Girls.

That is the point. It is not all the time that there is extra money for crypto investing. Better for your family because you have different sources of income and that you can always set aside a certain percentage every month that will go to crypto. Sometimes, I don't have that extra. Savings is sometimes more important than investment. Of course, if the savings is big enough, a portion of it may go to crypto. But I give priority to savings in the bank because of future unforeseen needs.

[tianglistrik]

I have also read and heard stories about people who used up all of their savings or people sold their houses to buy bitcoin. I think people like this are people who are very brave to take risks. honestly i don't dare like that i only use as much as 20% of my salary to buy bitcoin and i also join the bounty project to increase my bitcoin amount.

you dont need to follow them , what you are doing is already correct  . if you think 20 percent is the only amount what you can afford then go for it   . just dont exceed with that limit because once you loose it will be hard for you to accept your losses  but you can always decrease that amount  .  joining  bounty is also a good way too , like u i also hunt for other crypto jobs so that i can increase my crypto hodling    . in this risky world we are living , we need to be smart or wise to stay on the game   .

in my opinion that size is good enough the most important thing is you do it independently, and you need to appreciate the results. because there are still many people who lose money for their funds, and they are still struggling to return the funds they have at the beginning, therefore you need to feel enough with the income earned.

[CodyAlfaridzi]

For the people that first bought cryptocurrency, im curious but what percentage of your net worth did you invest?  To me, net worth would be all the money in your bank accounts minus anything you owe etc.  Of course you include your house and properties you own.  However, the issue with those are well they aren't liquid cash where you can have access to it anytime. So based on your net worth, what percentage did you put into cryptocurrency?

I don't have any debts yet, my spending is so little compared to my net worth so I don't keep much cash in my account. That's why over 90% of my net worth is in a form of investment, not liquid cash. Almost all of that investment is in Bitcoin. Yes, I'm a hodler. You might wanna say this is risky but I'm okay with the risk for now.

Because cryptocurrency is very volatile and obviously isn't something you should put a huge percentage of your money into.  However, im curious about those people that had their cryptocurrency value go higher than their bank account value which im sure is many people.  Also what percentage of people would you say out there whether they told their house or use all the money in their bank account where they have something like 10k or less in their bank account and have something like 50k or even 100k or more in crypto?  I would at first think that is crazy but im guessing this is pretty common now since people are selling their homes for btc etc?

It depends on your risk profile. I currently live alone and have no dependents so I'm able to afford that high risk Bitcoin investment for its high gain potential. People who already have family, dependents, and are looking for a stable future shouldn't invest too much in crypto because if it goes the wrong way it might ruin their lives.

[Twentyonepaylots]

For the people that first bought cryptocurrency, im curious but what percentage of your net worth did you invest?  To me, net worth would be all the money in your bank accounts minus anything you owe etc.  Of course you include your house and properties you own.  However, the issue with those are well they aren't liquid cash where you can have access to it anytime. So based on your net worth, what percentage did you put into cryptocurrency?

I don't have any debts yet, my spending is so little compared to my net worth so I don't keep much cash in my account. That's why over 90% of my net worth is in a form of investment, not liquid cash. Almost all of that investment is in Bitcoin. Yes, I'm a hodler. You might wanna say this is risky but I'm okay with the risk for now.

Because cryptocurrency is very volatile and obviously isn't something you should put a huge percentage of your money into.  However, im curious about those people that had their cryptocurrency value go higher than their bank account value which im sure is many people.  Also what percentage of people would you say out there whether they told their house or use all the money in their bank account where they have something like 10k or less in their bank account and have something like 50k or even 100k or more in crypto?  I would at first think that is crazy but im guessing this is pretty common now since people are selling their homes for btc etc?

It depends on your risk profile. I currently live alone and have no dependents so I'm able to afford that high risk Bitcoin investment for its high gain potential. People who already have family, dependents, and are looking for a stable future shouldn't invest too much in crypto because if it goes the wrong way it might ruin their lives.

This pretty much settles it. Bitcoin is not another get rich scheme, there are people who gain profits from it yes, but there are also people who lose money. Everything depends on how you take in bitcoin as an investor. If you're alone with no family then you might be able to afford it, but otherwise just invest something that you're comfortable with, something that you wouldn't put your family's future away.