To all newbie account dont ever ask for a loan if you do not have any valid collateral to offer it will only put your account in trouble. No one will gives you a loan and there will be red trust incoming to your account because newbie is the tool of scammer to scam people.
If you do not have any collateral to present in crypto just go to the banks there you may apply for a loan and make the title of your house and lot as your collateral and i am pretty sure it will easily to approved.
Hope it will be cleared for newbie before creating new thread asking for a loan.
Just so you will know, newbies dont even read the rules 99% of the time. The ones who do, would still ask anyway thinking someone would be dump enough to lend them something without collateral (or they may think a passport and bank statement is more than enough to get a loan here when its not).
Its quite sad honestly, and all we can do is tell them off or ignore them (and give them a negative feedback if they dont lock their thread or provide valid collateral), while I have seen some mods removing post that is pretty much begging.