i am lending bitcoins for 0.3% daily or i will price match

[ShiftKeyBroken]

hi guys, i am new to this forum. discovered this section so decided to lend out what little coins i have

i have around 1 btc that i am willing to loan out at any given time (so around 11.000 usd as of today)

my rate is 0.3% interest daily. if you can find any reputable lender here lending cheaper, i will match their rate, but this negotiation must be done before the terms are set.

i take 110-120% collateral in altcoins and if the collateral dips to 105% of principle loan + interest then i will sell the collateral and you can keep the loan

as i am new please use escrow with me and pay the fee


contact information

skype -- live:shiftkeybroken
telegram -- @shiftkeybroken

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[KWH]

hi guys, i am new to this forum. discovered this section so decided to lend out what little coins i have

i have around 1 btc that i am willing to loan out at any given time (so around 11.000 usd as of today)

my rate is 0.5% interest daily. if you can find any reputable lender here lending cheaper, i will match their rate, but this negotiation must be done before the terms are set.

i take 110-120% collateral in altcoins and if the collateral dips to 105% of principle loan + interest then i will sell the collateral and you can keep the loan

as i am new please use escrow with me and pay the fee

I would look for a reputable escrow and be very careful with your loans as scammers are everywhere.
If you are wanting to be the escrow, I would forget it as you simply do not have sufficient reputation to do so.
Good luck!

[ShiftKeyBroken]

hi guys, i am new to this forum. discovered this section so decided to lend out what little coins i have

i have around 1 btc that i am willing to loan out at any given time (so around 11.000 usd as of today)

my rate is 0.5% interest daily. if you can find any reputable lender here lending cheaper, i will match their rate, but this negotiation must be done before the terms are set.

i take 110-120% collateral in altcoins and if the collateral dips to 105% of principle loan + interest then i will sell the collateral and you can keep the loan

as i am new please use escrow with me and pay the fee

I would look for a reputable escrow and be very careful with your loans as scammers are everywhere.
If you are wanting to be the escrow, I would forget it as you simply do not have sufficient reputation to do so.
Good luck!

thank you sir. i am definitely going to be doing escrow only deals, i do not trust anyone here and i do not expect anyone to trust me. i am only willing to use the best of the best escrowers. let me hope this will be a fruitful thread

[Cobalt9317]

Simple you have to pay the escrow fee, you're only newbie and no history of any transaction.
You can still earn a minimal percent of the lend coins even if you shoulder the escrow fee.

Best wishes to your business here in the community.

[ShiftKeyBroken]

Simple you have to pay the escrow fee, you're only newbie and no history of any transaction.
You can still earn a minimal percent of the lend coins even if you shoulder the escrow fee.

Best wishes to your business here in the community.

that is incorrect, i do not have to. i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee. me being a newbie does not change my terms

[Cobalt9317]

Simple you have to pay the escrow fee, you're only newbie and no history of any transaction.
You can still earn a minimal percent of the lend coins even if you shoulder the escrow fee.

Best wishes to your business here in the community.

that is incorrect, i do not have to. i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee. me being a newbie does not change my terms

For helping the community oneself need to make sacrifice to be deem trustworthy, however, oneself could also use it as a diversion for oneself original plan.

P.S It is up to you what you deem necessary as I already instructed what I thought would be a good idea to established yourself in the community.

Regards,

[zazarb]

Simple you have to pay the escrow fee, you're only newbie and no history of any transaction.
You can still earn a minimal percent of the lend coins even if you shoulder the escrow fee.

Best wishes to your business here in the community.

that is incorrect, i do not have to. i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee. me being a newbie does not change my terms

1% per day? really? I am one of those who can fulfill almost any loan request , charging average only 0.3% per day.

[bill gator]

that is incorrect, i do not have to. i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee. me being a newbie does not change my terms

You are right, you do not have to, but if you continue to operate within the lending atmosphere without any history or reputation then you will find yourself compelled to do so lest you find yourself out of business. You are complaining about the escrow rates, while encouraging your clients to use these escrows and eat the fees themselves. There are better options in every sense, so we are simply trying to help you to improve your service or only uninformed desperate users that have not done their research will be your clients. Being a newbie may not change your terms, but it certainly influences how people are likely to react to your terms. Continue to operate with a self-centered mindset and you will not find your service very successful.

1% per day? really? I am one of those who can fulfill almost any loan request , charging average only 0.3% per day.

Zazarb proves this point.

1% per day, on top of the interest being charged on the loan, which is an additional 0.5% per day. Unless OP is willing to match your price as they claim, in which case it would only be 1.3% per day, but still a much worse deal than just simply using zazarb for the loan entirely. You can avoid the escrow, when the lender is reputable.

The only way for OP to match Zazarb's rate, while maintaining an escrow and paying them 1% daily would be to offer a -0.7% rate, in which case you would be paying those that lend from you in order for them to still not break even on the escrow. Your options are either, change your terms or serve to primarily benefit a 3rd party escrow.

[DarkStar_]

that is incorrect, i do not have to. i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee. me being a newbie does not change my terms

You are right, you do not have to, but if you continue to operate within the lending atmosphere without any history or reputation then you will find yourself compelled to do so lest you find yourself out of business. You are complaining about the escrow rates, while encouraging your clients to use these escrows and eat the fees themselves. There are better options in every sense, so we are simply trying to help you to improve your service or only uninformed desperate users that have not done their research will be your clients. Being a newbie may not change your terms, but it certainly influences how people are likely to react to your terms. Continue to operate with a self-centered mindset and you will not find your service very successful.

1% per day? really? I am one of those who can fulfill almost any loan request , charging average only 0.3% per day.

Zazarb proves this point.

1% per day, on top of the interest being charged on the loan, which is an additional 0.5% per day. Unless OP is willing to match your price as they claim, in which case it would only be 1.3% per day, but still a much worse deal than just simply using zazarb for the loan entirely. You can avoid the escrow, when the lender is reputable.

The only way for OP to match Zazarb's rate, while maintaining an escrow and paying them 1% daily would be to offer a -0.7% rate, in which case you would be paying those that lend from you in order for them to still not break even on the escrow. Your options are either, change your terms or serve to primarily benefit a 3rd party escrow.

1% a day is extremely overpriced for an escrow. Not sure how you're doing your math, it doesn't make much sense at all.

[bill gator]

1% a day is extremely overpriced for an escrow. Not sure how you're doing your math, it doesn't make much sense at all.

Take it easy on me, because you are right, I haven't used an escrow since Master-P became a scammer so I was coming in a bit uninformed on certain things. I haven't taken a peek at the escrow rates, I was being flippant a facetious during my demonstration. I was trying to say, that in principal OP would have to offer negative interest, rather than collecting interest, in order to compete with other lenders especially if he plans on having his clients supply the escrow fee while "matching" the rate of other lenders.

i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee.

I was basing my 1% off of this post, just ran with it as a baseline for the conversation. Wasn't at all trying to be perfectly accurate with my numbers, just the principal behind them. I see now that they are referring to lending rates, not escrow rates, but I got my wires tied up. My math might be way off, but my principal argument remains, unless escrow rates are so low that they would be negligible.

[ShiftKeyBroken]

1% a day is extremely overpriced for an escrow. Not sure how you're doing your math, it doesn't make much sense at all.

Take it easy on me, because you are right, I haven't used an escrow since Master-P became a scammer so I was coming in a bit uninformed on certain things. I haven't taken a peek at the escrow rates, I was being flippant a facetious during my demonstration. I was trying to say, that in principal OP would have to offer negative interest, rather than collecting interest, in order to compete with other lenders especially if he plans on having his clients supply the escrow fee while "matching" the rate of other lenders.

i see that most people are charging over 1% per day. i am charging 0.5% per day. now if a user wants to take advantage of the cheap rate, they will have to pay the escrow fee.

I was basing my 1% off of this post, just ran with it as a baseline for the conversation. Wasn't at all trying to be perfectly accurate with my numbers, just the principal behind them. I see now that they are referring to lending rates, not escrow rates, but I got my wires tied up. My math might be way off, but my principal argument remains, unless escrow rates are so low that they would be negligible.

your misinformation is coming from the fact that you think escrow fee == lending fee.

thank you zazarb, for chiming in. i am officially reducing my fee to 0.3%.

as for escrow, i know many trusted members who do free escrow here, and even if they don't the fee is very minimal. we can work that all out, i in no circumstance will expect you to go first on a deal with me.

[Hatcher]

i take 110-120% collateral in altcoins and if the collateral dips to 105% of principle loan + interest then i will sell the collateral and you can keep the loan

Does this mean that you're keeping the 5% additional profit that came from selling the collateral at 105% of principle + interest?

[ShiftKeyBroken]

i take 110-120% collateral in altcoins and if the collateral dips to 105% of principle loan + interest then i will sell the collateral and you can keep the loan

Does this mean that you're keeping the 5% additional profit that came from selling the collateral at 105% of principle + interest?

105% is a safety figure (in case the altcoin is volatile and it crashes too fast to meet my order at 100% or something). all btc i get by the sale of the collateral will be kept by me, unless the borrower wishes to top up more collateral earlier on

[bill gator]

your misinformation is coming from the fact that you think escrow fee == lending fee.

This is incorrect. I do not think escrow fee == lending fee. My last post should have adequately explained my misunderstanding, in which I thought you were referencing a 1% escrow fee.

I was simply saying that your clients will have to accrue a lending fee + escrow fee. It is nice to see you lowering your interest rate once you notice another member is doing it for less, but again why would anybody choose you over Zazarb if your rates are the same? You have to offer something unique and useful to your clients or they will go elsewhere, for the same fee or less without the hassle and fees of escrows.

I made a mistake in the math, but I understand lending perfectly well and the principal/key issue still remains.

[ShiftKeyBroken]

your misinformation is coming from the fact that you think escrow fee == lending fee.

This is incorrect. I do not think escrow fee == lending fee. My last post should have adequately explained my misunderstanding, in which I thought you were referencing a 1% escrow fee.

I was simply saying that your clients will have to accrue a lending fee + escrow fee. It is nice to see you lowering your interest rate once you notice another member is doing it for less, but again why would anybody choose you over Zazarb if your rates are the same? You have to offer something unique and useful to your clients or they will go elsewhere, for the same fee or less without the hassle and fees of escrows.

I made a mistake in the math, but I understand lending perfectly well and the principal/key issue still remains.

i am aware that condoras does free escrow services.

also, i'll settle at a -0.1% match. eg. if the cheapest is 0.3% then i will do 0.2%. i am counting escrow fees to be negligible as they usually are, and condoras does it for free (as people should)

[Tirchiz]

Hey ShiftKeyBroken, Im also newbie. I've just tried to private message you but your message settings can't allow messages from newbies. Could you kindly pm me and connect for a chat. Thanks

[ShiftKeyBroken]

Hey ShiftKeyBroken, Im also newbie. I've just tried to private message you but your message settings can't allow messages from newbies. Could you kindly pm me and connect for a chat. Thanks

let's talk in the open, that's how i'd prefer loans to be discussed anyway.

[Tirchiz]

Hey ShiftKeyBroken, Im also newbie. I've just tried to private message you but your message settings can't allow messages from newbies. Could you kindly pm me and connect for a chat. Thanks

let's talk in the open, that's how i'd prefer loans to be discussed anyway.

Sure, no problem. How i actually got to land on your post; I googled the phrase 'i lend bitcoin'  and the last 24 hour results landed me here this the reason you see I'm very very new here.
Now, my need is a 5 cents BTC 30 day loan but I don'thave collateral. So I had thought having you know the person could help. Thanks.

[ShiftKeyBroken]

Hey ShiftKeyBroken, Im also newbie. I've just tried to private message you but your message settings can't allow messages from newbies. Could you kindly pm me and connect for a chat. Thanks

let's talk in the open, that's how i'd prefer loans to be discussed anyway.

Sure, no problem. How i actually got to land on your post; I googled the phrase 'i lend bitcoin'  and the last 24 hour results landed me here this the reason you see I'm very very new here.
Now, my need is a 5 cents BTC 30 day loan but I don'thave collateral. So I had thought having you know the person could help. Thanks.

post your address, i'll send you five cents. for next time, be sure to have valid altcoin or cash collateral before posting.

[Tirchiz]

Hey ShiftKeyBroken, Im also newbie. I've just tried to private message you but your message settings can't allow messages from newbies. Could you kindly pm me and connect for a chat. Thanks

let's talk in the open, that's how i'd prefer loans to be discussed anyway.

Sure, no problem. How i actually got to land on your post; I googled the phrase 'i lend bitcoin'  and the last 24 hour results landed me here this the reason you see I'm very very new here.
Now, my need is a 5 cents BTC 30 day loan but I don'thave collateral. So I had thought having you know the person could help. Thanks.

post your address, i'll send you five cents. for next time, be sure to have valid altcoin or cash collateral before posting.

Many thanks, I will certainly be more capable and organised in that regard. Here is my address:
1NdTxy4CKknJAbpXZPzZv2xDq5srFHBkvB