Xrp is a Ponzi scheme clear and simple

[Xrpdog]

 If you take every coin and combined them XRP  they’re 100 billion coins are more than all coins combined

This is a design package to make their managers wealthy this product is never going to change wire transfers worldwide, with that in the banking industry it’s not going to give up their profits to get to ripple for so many reasons the main reason is that ripple hasn’t explained that their clients are going to have to buy an account to fund their transfers so that they can force XRP Onto the marketplace as soon as Bit quality improves their speed then people can use a company to transfer that hasn’t printed 100 billion coins the amount alone makes it a certainty that the management of ripple or thieves. This point it’s going to be in the sub penny’s  which is absolutely guaranteed this is a fraud. You don’t make millions of people millionaires that is what everyone thinks that they’re thousand coins is going to make them a millionaire, people are under the notion that bitcoin can be repeated it can’t ever be repeated especially with bitcoin Has 17 million points which is not even a dot on the end of a pin .

[keping1]

I think XRP is not what you think it is because XRP does have advantages that BITCOIN does not have as well as ETH that has advantages that BITCOIN and XRP do not have. it is the advantage of this coin characteristic that makes it attractive so that the use of the coin can be used or applied in different sectors.

that's just my opinion