no. unfortunately i dont have other collateral,,i can give all the access of hosting as collateral since it just $20 and just need 48 hours to payback.
there is my website active in that hosting that im still work and needed of it. just need some money for other work.
If you don't have any other collateral then the best move for you is to lock your thread and move on.
You can easily reclaim back your access and then get away with lender's money.
Why don't you ask from your friends or family 20$? As you say it's only 20$ and for only 48 hours...