mattcode's micro loans

[mattcode]

May 3rd 2018: temporarily closed

Hi, I have a lot of coins sitting around doing nothing so I thought I would lend them out to members of Bitcoin Talk.

Conditions of Loan

• You must not have a negative trust rating
• You must have a valid collateral worth at least 120% of the loan value
• If the collateral falls to 100% of the loan value I reserve the right to sell the collateral
• If you fail to repay the loan in time I will keep or sell your collateral
• Loan taker pays escrow and return transaction fees

Current Limits and Rates

• Maximum loan term of two months
• Minimum loan amount of 0.001 BTC
• Maximum loan amount of 0.05 BTC
• Current interest rate is 0.1% per day

Extra Info

• We can use any escrow you want (or none at all), so long as they are trusted on the forum
• I will sign all of my receiving addresses with my PGP key. Do not send payments to addresses I have not signed!

Request form

Code:

Loan amount:
Loan end date:
Receiving address:
Collateral:

[mattcode]

Ongoing Loans & Loan History

#	User	Loan Amount	Start Date	Repayment Date	Status	Repayment Address
1	onnz423alt	0.0033 BTC	2018/03/25	2018/03/28	Paid	-
2	Sellingaccs	0.0050 BTC	2018/04/01	2018/04/10	Paid	-
3	CntryBoy	0.0050 BTC	2018/04/02	2018/04/16	Paid	-
4	Sellingaccs	0.0092 BTC	2018/04/04	2018/05/09	Paid	-
5	Singertime637	0.0025 BTC	2018/04/10	2018/04/12	Paid	-
6	Dmtripp27	0.0030 BTC	2018/04/10	2018/04/15	Defaulted	-

[loadbearing-]

What kind of collateral do you personally take?

[KWH]

Hi, I have a lot of coins sitting around doing nothing so I thought I would lend them out to members of Bitcoin Talk.

Conditions of Loan

• You must not have a negative trust rating
• You must have a valid collateral worth at least 120% of the loan value
• If the collateral falls to 100% of the loan value I reserve the right to sell the collateral
• If you fail to repay the loan in time I will keep or sell your collateral
• Loan taker pays escrow and return transaction fees

Current Limits and Rates

• Maximum loan term of two months
• Minimum loan amount of 0.001 BTC
• Maximum loan amount of 0.05 BTC
• Current interest rate is 0.1% per day

Extra Info

• We can use any escrow you want (or none at all), so long as they are trusted on the forum
• I will sign all of my receiving addresses with my PGP key. Do not send payments to addresses I have not signed!

Request form

Code:

Loan amount:
Loan end date:
Receiving address:
Collateral:

I would strongly suggest a reputable escrow to hold all collateral as you do not have the reputation to do so.
Good luck.

[mattcode]

What kind of collateral do you personally take?

There's a post by Vod with some good examples. If you're unsure, feel free to PM me or post here.

I would strongly suggest a reputable escrow to hold all collateral as you do not have the reputation to do so.
Good luck.

Yep, that's fine by me.

[loadbearing-]

What kind of collateral do you personally take?

There's a post by Vod with some good examples. If you're unsure, feel free to PM me or post here.

I know about the examples and I was hoping for an actual answer from you directly.
But it's ok if you yourself currently don't know the type of collateral you will be accepting.

[mattcode]

What kind of collateral do you personally take?

There's a post by Vod with some good examples. If you're unsure, feel free to PM me or post here.

I know about the examples and I was hoping for an actual answer from you directly.
But it's ok if you yourself currently don't know the type of collateral you will be accepting.

I'd take anything I'm able to easily sell, so long as it isn't illegal. Domains (at my valuation), alt-coins, etc. are all welcome as collateral.

[KryptoTronic]

For the sake of saving time here is the loan as discussed previously

Loan amount:.0575
Loan end date:4/20/18 
Receiving address: 3EAQTMMkwUuWpR48Gv5qe5M81yPsVDrpqm
Collateral: Hashrates5.6TH/s

[darkrise]

Loan amount: 0.015 btc
Loan end date: 48 hrs from lending time.
Receiving address: will be provided once approved.
Collateral: 0xc5e8b76fca8ceb3fcf253f7083677b3e92f557ee any altcoin from here, or up to 10m ember coins being staked at stakeunited, let me know we can work something out.

[mattcode]

Loan amount: 0.015 btc
Loan end date: 48 hrs from lending time.
Receiving address: will be provided once approved.
Collateral: 0xc5e8b76fca8ceb3fcf253f7083677b3e92f557ee any altcoin from here, or up to 10m ember coins being staked at stakeunited, let me know we can work something out.

Sorry, but you are looking for a loan of over $130 and according to Etherscan you have $18 of tokens (unless I am missing something).

[Quickseller]

I'd take anything I'm able to easily sell, [...] Domains (at my valuation), [...] are all welcome as collateral.

I would advise against this unless you really know what you are doing and have experience in valuing domains. There is a lot of misinformation in the domain trading space, and it isn't difficult to make domains look to be worth a lot more than they really are.

[mattcode]

I'd take anything I'm able to easily sell, [...] Domains (at my valuation), [...] are all welcome as collateral.

I would advise against this unless you really know what you are doing and have experience in valuing domains. There is a lot of misinformation in the domain trading space, and it isn't difficult to make domains look to be worth a lot more than they really are.

Thank you for the advice. I'd only accept a domain that I either wouldn't mind keeping, or that I felt confident about re-selling for at least the loan value.

[mattcode]

Loan amount: 0.0033
Loan end date: 28.03.2018
Receiving address: 18771xmHMbTqRXDqjtUgn49Rhy9JbcaVTV
Collateral: This account

Hoping that you can consider my request

Hi, sorry for the delayed reply. Would you be able to sign a message from the address in your profile (1J6Ai6FKmbR7R9PJEh2RoN6LGwoUaJa1to) or any other address that you've used previously saying that you are currently in control of your account and that you are looking for a loan? Thanks.

[mattcode]

Hi, sorry for the delayed reply. Would you be able to sign a message from the address in your profile (1J6Ai6FKmbR7R9PJEh2RoN6LGwoUaJa1to) or any other address that you've used previously saying that you are currently in control of your account and that you are looking for a loan? Thanks.

Here you go:

Code:

Today is 25.03.2018. This is onnz423alt looking for a loan size of 0.0033 to the signing address from mattcode.

1J6Ai6FKmbR7R9PJEh2RoN6LGwoUaJa1to

IBEy6i7hwBYfqLbCBz8OXugiBgm0y5Y11/5gc1QLexLBB6TvNdeBGsmQC1gjt3EgZSVu2Hl1JzyXlEM4cYM/VJE=

Edit: Changed address from the message as well as signed message.

Sent to 1J6Ai6FKmbR7R9PJEh2RoN6LGwoUaJa1to instead at the recipients request.

txid: 37974292087d3655b98a8642b46319e7ce0dd0ba206d7379bb5f804e9c7c3128

[Sellingaccs]

Loan amount: 0.005
Loan end date: 10.04
Receiving address: 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c (Segwit)
Collateral: None preferred (I do have a 60m rs3 gold as well as this bitcoin account and 3 PHR)

I hope that you can help out, and that some of my colleteral will be okay to you.

[mattcode]

Loan amount: 0.005
Loan end date: 10.02
Receiving address: 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c (Segwit)
Collateral: None preferred (I do have a 60m rs3 gold as well as this bitcoin account and 3 PHR)

I hope that you can help out, and that some of my colleteral will be okay to you.

Hi, please could you clarify the end date of the loan (what is 10.02?  ) and please could you sign a message from either the PGP key you've shared earlier or either one of your Bitcoin addresses? (1ACCs9LEvxV2o4zSWKMUYUHp1DKTrAHFcU or 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c).

[Sellingaccs]

Hi, please could you clarify the end date of the loan (what is 10.02?  ) and please could you sign a message from either the PGP key you've shared earlier or either one of your Bitcoin addresses? (1ACCs9LEvxV2o4zSWKMUYUHp1DKTrAHFcU or 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c).

Thanks alot for the response. Here is the PGP signed message for you. I've fixed the date as i am ultimately tired so i did not see the typo at all. Payment date would be 10.04 as stated on the message.
PGP signed message:

Code:

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

Loan amount: 0.005
Loan end date: 10.04
Receiving address: 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c (Segwit)
Collateral: None preferred (I do have a 60m rs3 gold as well as this bitcoin account and 3 PHR)
-----BEGIN PGP SIGNATURE-----
Version: GnuPG v2
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=Lqt5
-----END PGP SIGNATURE-----

[mattcode]

Hi, please could you clarify the end date of the loan (what is 10.02?  ) and please could you sign a message from either the PGP key you've shared earlier or either one of your Bitcoin addresses? (1ACCs9LEvxV2o4zSWKMUYUHp1DKTrAHFcU or 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c).

Thanks alot for the response. Here is the PGP signed message for you. I've fixed the date as i am ultimately tired so i did not see the typo at all. Payment date would be 10.04 as stated on the message.
PGP signed message:

Code:

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

Loan amount: 0.005
Loan end date: 10.04
Receiving address: 3ACcSBSDAoYK1MJHK6vku2YFyVk3FNYQ4c (Segwit)
Collateral: None preferred (I do have a 60m rs3 gold as well as this bitcoin account and 3 PHR)
-----BEGIN PGP SIGNATURE-----
Version: GnuPG v2
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=Lqt5
-----END PGP SIGNATURE-----

Code:

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

Sent, transaction id 1bb8d3b266b0c01405d9e640e4314260670e3d6570aec9f7f1d65c6ef806e6b2

Please repay 0.0055 BTC to bc1q20u4qrf2ne3w93e4ekg7d69g65kwm6hplgl6x3
-----BEGIN PGP SIGNATURE-----

iQIzBAEBCAAdFiEEvCux02EEk5vpJKpRoJ5kP1QcD8UFAlrBBxAACgkQoJ5kP1Qc
D8USOxAAhBuwEbEeswprAeEu7P9iMnUuM3C9ChdZBd4LnqtwEJRZFFPychfRl6aE
jN6QMJlU9RMlsS+dvB5ohWF+6WXNsRc3OWdha/8K9/LWEKGlaB7tNel3EWmwK5ga
wrhAzG9o2dT1ZS4/6uMes8hEpWkx6bunY/l28fbhz3VqdP8ARK/0sAJCGN9NDMUa
m3aLtX1TVtW1iCptPVNElpVhsoM/Xd/g9TNzlRCpsmGaq1k2AiwidVYcuxH6si3x
fizyApZxPjBQaawL0Yi/FAQ0dw5DPxEdxMm6Lt/O928GwsWSSc5y+xniGiqhHOcF
2rdKDtZDChkbJXykjvJvflF/bDtffeXsncCU7KX6jUGkh9n9Knu+0TnxZ+owSXSm
jPHc21vygmlkvbV4CF6S03G4lp1CrnGT310tFEyA0dGeJeZ1fE0FJusgs2YC/FYY
EFfvhiUzC5gs828sPPHncPcngRgHsaHE9YLXEe+COXQN3OVkPg2fmOEGLTmwmduT
JsRPx1tJ23dlL1gZi2oahxEvKXhlN1Vr5p8ZF2FPsqVKWFG84OPIslOl8gCQmfKb
VC/VCpPXbfmb1mYTbcCFE5VAimR7dewd9EUyA8YEswMq78Otg7vR5Rs+z3Mjolnk
S+eqqEAGGcPQYBfws+6u3HRH3PHZW5EWZmFgrjFi56+sqhZ8Z/c=
=HM7L
-----END PGP SIGNATURE-----

[Sellingaccs]

Code:

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

Sent, transaction id 1bb8d3b266b0c01405d9e640e4314260670e3d6570aec9f7f1d65c6ef806e6b2

Please repay 0.0055 BTC to bc1q20u4qrf2ne3w93e4ekg7d69g65kwm6hplgl6x3
-----BEGIN PGP SIGNATURE-----
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=HM7L
-----END PGP SIGNATURE-----

Thanks alot for filling my request! Can i do partial payments to the address if i gain some amount of BTC? Like for example max 3 inputs on repayment amount.

[mattcode]

Code:

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

Sent, transaction id 1bb8d3b266b0c01405d9e640e4314260670e3d6570aec9f7f1d65c6ef806e6b2

Please repay 0.0055 BTC to bc1q20u4qrf2ne3w93e4ekg7d69g65kwm6hplgl6x3
-----BEGIN PGP SIGNATURE-----

iQIzBAEBCAAdFiEEvCux02EEk5vpJKpRoJ5kP1QcD8UFAlrBBxAACgkQoJ5kP1Qc
D8USOxAAhBuwEbEeswprAeEu7P9iMnUuM3C9ChdZBd4LnqtwEJRZFFPychfRl6aE
jN6QMJlU9RMlsS+dvB5ohWF+6WXNsRc3OWdha/8K9/LWEKGlaB7tNel3EWmwK5ga
wrhAzG9o2dT1ZS4/6uMes8hEpWkx6bunY/l28fbhz3VqdP8ARK/0sAJCGN9NDMUa
m3aLtX1TVtW1iCptPVNElpVhsoM/Xd/g9TNzlRCpsmGaq1k2AiwidVYcuxH6si3x
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2rdKDtZDChkbJXykjvJvflF/bDtffeXsncCU7KX6jUGkh9n9Knu+0TnxZ+owSXSm
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JsRPx1tJ23dlL1gZi2oahxEvKXhlN1Vr5p8ZF2FPsqVKWFG84OPIslOl8gCQmfKb
VC/VCpPXbfmb1mYTbcCFE5VAimR7dewd9EUyA8YEswMq78Otg7vR5Rs+z3Mjolnk
S+eqqEAGGcPQYBfws+6u3HRH3PHZW5EWZmFgrjFi56+sqhZ8Z/c=
=HM7L
-----END PGP SIGNATURE-----

Thanks alot for filling my request! Can i do partial payments to the address if i gain some amount of BTC? Like for example max 3 inputs on repayment amount.

Sure. Just please make sure the final balance of the address is 0.0055.