According to recent news media reports, US students and employees tend to deal with cryptocurrencies more often: college students use loan money to invest in digital currencies, while crypto industry workers get paid in cryptocurrency.
According to a survey conducted between March 16-20 by the Student Loan Report, 21.2 percent of college students have used loan money to fund cryptocurrency investment. The students were attempting to take advantage of upward price volatility in Bitcoin (BTC) or Ethereum (ETH) to pay off their debts faster.
https://cointelegraph.com/news/new-data-us-students-payroll-becoming-more-involved-in-crypto