Your collateral is worth less than 27$.
I am unsure of the worth as of now but I paid roughly 90$ for the coins in hand.
You can view it's current price at Coinsmarket. And your total coins value is less than 27$ as of the current trading rates. Maybe someone deceived you.
I can take the risk for a maximum $35 loan but I don't really trust Coinsmarket just in case you will default. My advice is, just keep your coins on the wallet and let it stake.
Now for the loan, offer other collateral instead.