Can you really beleive they will say "ok, 60% of the coins are already gone, but I'll be happy with 0.6x0.01"
This is so foolish. It's not "60% of the coins are already gone" it's "60% of the coins have already been mined."
It's like saying you shouldn't buy gold because most of the gold has already been mined--it's just false. Maybe you shouldn't go pan for gold if the river has already been panned out, but that doesn't have anything to do with whether you should buy gold or not.
Same with coins. How many have been mined or haven't doesn't influence whether or not you should buy them, only whether or not you should try to mine them. And mining's not the point, it's the means to an end--it's just to get the coins into existence, from there on out they can get distributed by other mechanisms like commerce and speculative trading.
Bitcoins need to be distributed somehow and it comes with a lot of risk for the early adopers just like all new technologies. High risk / High reward. I don't see any problem with this. Tons of people are still not ready to jump in the bitcoin bandwagon just because they don't want to take any risk and are simply waiting for the system to proves that it works in the long run. Low risk / low return. It's a choice that anybody is free to take.
Absolutely correct.