Congratulations Ira on the launch of your new site! Excellent interview on OnlyOneTv.
1. what bank do you plan on using for ACH?
2. when you say you don't charge merchants for converting btwn BTC and USD how can you profitably do this given your immediate need to buy/sell via the exchanges? if BTC gets volatile again i would worry about you getting caught like the Madhatter did with eMansipator. http://forum.bitcoin.org/index.php?topic=8258.0;all
3. do you plan on offering an online widget?
4. how can you legally act like a Dwolla or Paypal?
5. doesn't ACH limit you to US tx's?
6. how do you plan to transmit fiat cash to foreigners? wire, check?