Thank you for the information, I do not have any BTC ATM's even remotely close to where I live, so they are out of the question. Also I dont want to deal with the hassle of selling BTC for cash. I want a easy elegant way to use my BTC, in the same way I currently whop out my bank's credit card whenever I pay for something.
Well for finnish customers i don't know any plastic cards yet to be available. There is
Wirex and they can issue Virtual Card instantly after verification for free, but you will have to join the waiting list for their plastic cards.
Current options are pretty poor, and if such services exist then they will probably have crazy fees.