I disagree. Everybody can get subsidy. A portion of the taxes could be used for that reason.
You are right but there are countries that an individual must meet first a certain requirements before they can be entitled to a subsidy. Especially, to those countries who are included in the so called 3rd world. Not all people are entitled to have this benefit (Which is wrong but that's the sad truth). Given that you are being subsidize by the government there are times that the expenses of this person is much more higher than his subsidy, in which they are forced to loan just to pay off their bills and debts.