See my problem with your perspective and potentially with the "Sane and simple savings plan" though not as much with that is if old fashioned money ends up being as valuable as confederate money, continental dollars, weimar marks, etc.
Sure you'll have successfully "cashed out" zillions of dollars. If you're spending them or using them in a business or something then that's great. However if you're just parking it in the bank for retirement it might be a particularly hollow victory.
At least the SSS plan usually results in you retaining something like a third of your coins indefinitely so I suppose it would qualify as a "coins not for sale" approved plan.
https://bitcointalk.org/index.php?topic=345065.0