i think so far 2 or 3 defaults
I think conditions might change to over 150 posts + registered and active for more than 2 months.
I will also give special trusted customers 10 btc loans when they sign up for deposit accounts at IBB
Yes I agree, its not bad to make sure the person isn't a scammer. I don't know about in the muslim world, but outside the muslim world there are scammers around every corner. I got taken for a few hundred bucks right when I started here a few months ago.
Looking at this guys post numbers and posting history, I have no idea why you would give him bitcoins. Oh well, live and learn.