I see it as an exchange system, not as a coin. So my answer would be no.
Change your vote now due to your obvious lack of intelligence. Do you think every alt currency that uses the name 'coin' in their name is associated with the dying monetary system because they can't come up with anything new or innovative, so they use the bit'coin' standard in their labeling?
Just because Ripple's exchange is built-in and it doesn't follow the usual Bitcoin clone path, you deem it inappropriate. You wouldn't know what to do if innovation slapped you in the face.
Fool.
People are a little tense, here.
I don't see anything that Bitcoin could not do, in Ripple or any other alt by the way.
You can have colored coins and decentralized exchanges over the Bitcoin protocol.
Besides, could you explain to a fool how a centralized coin is supposed to be something new ?