Ico ypt for philistine

Good day to all. It is possible that such subject already was, so I'll get to throw poop stones.
cloud mining. It's great, interesting, clear enough, fashionable, stylish, youth, simple. The main advantage that the person who heard that type of "bitcoin in General normas brings", "it's time mine, my friend put the house farm, quit my job and already through her third yacht purchases", "bitcoin already statistiline bucks worth, and was on the ruble at the time of taking" and the like interested in the crypt, went to read what was happening and then the General was stunned by the amount of information and completely confused. And here at brother, we pay for the cloud, buy kaeto there hashes Giga-hashes, and we'll let you mine a bunch of crypto-currencies. No farm to buy, no need to configure or anything-the coins themselves will drip slowly.
But not so simple (of course). What is the draft Scam, what is little or no pay. And what kind of coin to choose, and where to withdraw, and then what to do with it? It's funny to you, but for a newbie, it raises a lot of questions. At the time, the fate brought me to an experienced man, I gave him the money to manage, and he chooses where to buy, how much power, what coin to dig, what to do with it and every month gives me a specified percentage (he then he clearly earns more). Yes, millionov and a lot of x does not come out, but the benefit is obvious, monthly and calmer than on the stock exchange.

The idea actually is. We release a token, a person goes to the site, buys tokens for crypto/Fiat on the site at a certain price (the price is tied to the dollar, not to the cue ball or something else), and the organizers buy clouds with this money, some spcialists monitor where it is more profitable, others agree on discounts and bonuses when buying for a large amount, third experts calculate what coin to mine and where it is then more profitable to sell/change.
Every month, the owners ' wallet is dripping with interest on the number of tokens they have. Firstly, it will keep customers, and secondly, tokens can be sold at any time through the internal exchange or directly to the organizers at a price that remains unchanged. And already directly with site to withdraw Fiat.
That is, absolutely anyone, without bothering with the blockchain, mining, exchanges makes Fiat and becomes a crypto investor. With wallet, account, tokens and monthly interest.

Who thinks what ?