Well on this forum you sell virtual stuff for a game. Wait ill copy paste fast the text you have to write there:
I have received the virtual goods, upon this gift I have sent. I agree to the consequences of fraud if it is my option to file a chargeback or reversal dispute to this transcation of virtual goods, I will be persuited by the state of law, knowingly transfers, possesses, or uses, without lawful authority, this comment is my indentifcation of this transaction has been processed and I will not file a chargeback or a reversal dispute upon any circumstances, any unlawful activity that constitutes a violation of Federal law, or that constitutes a felony under any applicable State or local law will be my action(s) of fraud, any fraudulent activities I may cause is the seller's choice upon my actions of such activity to this transaction. I hereby notify under provisions of Public Laws 104-208, also known as the Fair Debt Collection Practices Act, that any creditor(s) of Collection Agency that will lead of a chargeback dispute, will affect my Credit Score.
Yeah good luck with that. Pretty much useless and won't stand up because the buyer will claim the HACKER agreed to that, not him