Who do you trust. In the words of satoshi (however you spell it)
What is needed is an electronic payment system based on cryptographic proof instead of trust, allowing any two willing parties to transact directly with each other without the need for a trusted third party.
But we rely on systems like bitcoin payflow and other payment processers like mybitcoin, and as we have seen our trust may have or may not have been in the wrong places. Should we just accept payments ourselves or do we trust 3rd parties with our payment needs. I feel that this has defeated the essence of bitcoins which is to take trust out of the equation and rely on proof alone.