Are you referring to this answer?
"#3: What if I sell my bitcoins but do not withdraw the proceeds from the exchange?
It doesn't matter, your gains were realized the moment you sold them. It is irrelevant whether the proceeds from the sale are kept in your bank account or your exchange account, you still have a realized gain for tax purposes."
I don't think that applies. It should only be considered gains if you have access to your money which you don't. When I have time to start a reddit account I'll do so to discuss with this tax attorney. Thanks for the link. I've seen it before, but my goodness there's so much info everywhere.