If you back up your keys on your smart phone where do you view these keys? Also if my phone were to crash how would I get my BTC back? Sorry for such the noob question but thanks in advanced. Also there is no password protect on your phone to access your wallet or nothing to use as security verification? What is the best wallet?
A phone is a very useful place to have a wallet, but it is also risky because phones are often lost, stolen, or broken. For these reasons, you must back up your wallet to another device or location, and you must encrypt the wallet or at least lock the phone. You are risking the loss of your bitcoins if you do not do these two things. I also recommend holding a only small amount on your phone, perhaps no more than you might spend in a day.
I feel the best choice of wallet for a new user is blockchain.info because you can access your wallet from anywhere and there is an app for your phone. The blockchain.info wallet is encrypted and requires a password or PIN. It also allows you to back up your wallet by emailing it to yourself.