I am a rider since 2013, never had any accident so far. Again I ride very paranoid and carefully. All of my friends too have had accidents.
One time an asshole did try to hit me with his car on purpose. I had it all recorded in cam and got him arrested. (This happened in Tampa, Florida)
I strictly follow these rules (And I believe all riders should as well):
- Always wear gears and helmet.
- Plan your ride and route. No sudden turns or stops.
- No earphones.
- Always use your horn once when overtaking any vehicle. (Always assume that people in cars and bigger vehicles can't see you)
- Stay under the speed limit.
- Avoid riding is snow, rain and foggy weather.
- Make sure your bike is healthy. (Regular Oiling, break checks, etc)
- Always carry license, insurance papers etc.
- Let my family know what route I am taking.
Precaution is better than cure. Be safe and have fun!
![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif)