I totally understand the collateral meaning used in this forum as I have been watching this community for more than 3 years, and I see it's progress day by day. Maybe I expressed wrong, this is not a traditional loan, this is a business opportunity available for anybody who wants to jump in. Everybody who is willing to inspect our team and our activities during the time will understand it's potential. Please excuse me if I posted in the wrong question, but this section was the most appropriate for a request like this.
This is an investment opportunity (at the most) for any investor. Not the thing for the lenders. Here on bitcointalk even though you say to have followed for more than 3 years I doubt you have been here for more than 3hours.
What you are speaking of is giving tokens for those who are willing to lend you for marketing - its a BS excuse for getting a loan. If you dont have the funds to start a marketing then you should refrain from even starting an ICO.
Again, here a collateral is a must in order to get a loan. This collateral is generally a well traded altcoin - not a token that is going to be released in future.
Speaking of which - how do you even transfer the collateral before the crowdsale has been completed? Collateral has to be secured by the lender before the loan is started. Did you premine those tokens (which I assume that you have kept for using as collateral) or something? This is getting extremely fishy.