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Author Topic: 💰 [ANN][ICO][AGT] 💰 AGATE - Paypal for crypto currencies 💰  (Read 521751 times)
djimiHendrix
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July 03, 2018, 10:00:25 PM
 #741

you add more specific information about this project, it will be easier to make a decision. i mean,for example, what people get of  invest?
Hoping the bounty campaign will be announced shortly. Can't wait to promote this project!

What kinda information you need please let us know and please don't hesitate to ask any question.

Also for bounty you can check this link:

https://bitcointalk.org/index.php?topic=4426676

There is a handful of info in the whitepaper, and if you have the time check out this thread from the beginning. You will find useful information and quite interesting  discussions and even announcements from the team.

Yeah, you just need to be patient.
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inv3stor
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July 03, 2018, 11:23:20 PM
 #742

When exactlly you plan to go live with your platform?

Well the beta is out so I would assume right after the ICO ends.

Hm, I checked the road map and I don't really get it either. What part of it is "going live"?

Switching to main-net would be the main start of platform in commercial scale.
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July 04, 2018, 06:01:18 AM
 #743

And what fees will be paid by the merchant to use AGATE as a payment processor for your web commerce? Will there be purchase protection in relation to the buyer, that is, buy and receive, because if  do not receive,the protection for the refund?
Hilderman
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July 04, 2018, 06:09:43 AM
 #744

How do you plan to attract merchants to use Agate?
inv3stor
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July 04, 2018, 06:14:57 AM
 #745

You must to add token details to allow participants to get in the idea.
 Good luck guys!


Token Details are available in agate website however I mention it here

Total AGT Token Supply (100%): 490,000,000 AGT
Total AGT Token Supply For Sale (65%): 318,500,000 AGT
Offered Token Exchange Rate: 1AGT~$0.076USD
Minimum Contribution: $60 USD ~ 0.1 ETH
Maximum Contribution:  $60,000 USD ~ 100 ETH (except accredited investors and strategic partners)
Soft Cap/Hard Cap: 2,000,000 USD/24,206,000 USD
Token Name: AGT
Token Protocol: ERC20, Etheruem Blockchain
Lock Up Period: All team members tokens will be locked for one year period on smart contract and vesting quarterly.
Unsold Token: Burn by smart contract
Emission Rate: NO new coins will be minted, created or mined after crowd-sale
inv3stor
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July 04, 2018, 06:39:20 AM
 #746

How do you plan to attract merchants to use Agate?

There is a descriptive GTM strategy on business side to target merchants,  however in summary for the starting part Agate will targeting 3 tier,

- Franchisor with over 20 branches
- Payment processor
- Online eCommerce websites

in order to know how Agate plan to incentivise merchants I would suggest to refer to Agate Whitepaper.
sebulba
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July 04, 2018, 06:49:04 AM
 #747

And what fees will be paid by the merchant to use AGATE as a payment processor for your web commerce? Will there be purchase protection in relation to the buyer, that is, buy and receive, because if  do not receive,the protection for the refund?


NOw this is a really good question - will you be able to have a secure transaction of goods.
inv3stor
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July 04, 2018, 06:53:08 AM
 #748

And what fees will be paid by the merchant to use AGATE as a payment processor for your web commerce? Will there be purchase protection in relation to the buyer, that is, buy and receive, because if  do not receive,the protection for the refund?



Downloading and installing all App/plugins for ecommerce website are free, receiving fund inside iFiat ecosystem also has no fee for merchants as users pay a very small fee of $0.00076 per transaction regardless of transaction amount, however if merchant intend to cash-out their funds in to Agate Debit Card or local bank account they need to pay equal to 1% of total amount in Agate which this will increase demand and obviously value of Agate coin.

Regarding purchase protection which has been introduced by PayPal within last few years also can be implement] in this ecosystem when Agate Smart Contract roll out can performing as escrow.
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July 04, 2018, 06:56:55 AM
 #749

And what fees will be paid by the merchant to use AGATE as a payment processor for your web commerce? Will there be purchase protection in relation to the buyer, that is, buy and receive, because if  do not receive,the protection for the refund?


NOw this is a really good question - will you be able to have a secure transaction of goods.

all transaction would running on Agate blockchain which obviously  is secured and encrypted, can you please clarify your question a bit more mainly regarding "transaction of goods.".
inv3stor
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July 04, 2018, 07:03:39 AM
 #750

I remain upbeat on this project. It is good to have the whitepaper explained the concept of Agate. Making the gap closer for fiat and crypto to compliment each other.

We really appreciate your support and encouragement and working hard to not only the first but also remain the best in the market. stay tune for some upcoming awesome news soon.
D1jay
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July 04, 2018, 08:31:16 AM
 #751

Hello Team, can you elaborate on the Physical POS Terminal i read on Ann page? Does it means that there will be POS on mobile as well?
Do you have a bounty program?

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July 04, 2018, 08:47:31 AM
 #752

What does Agate mean,can someone explain?
inv3stor
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July 04, 2018, 08:48:36 AM
 #753

Hello Team, can you elaborate on the Physical POS Terminal i read on Ann page? Does it means that there will be POS on mobile as well?
Do you have a bounty program?

here is bounty >> https://bitcointalk.org/index.php?topic=4426676

Regarding Physical POS terminal which comes in a desktop and a handheld (for smaller shops) I would suggest to have a look to white paper for more details but here some highlights for your reference
Currently the Agate POS terminal is available in two types, for mobile users and for physical stores, which both come with unique features, including but not limited to the following:

I.   Borderless

Unlike traditional POS terminal solutions, which are limited to a specific region, Agate POS terminals can be used everywhere in the world without infrastructure limitation! These terminals use the Internet to securely connect to our POS server hosted in the cloud on five continents, and users can use mobile Internet (i.e., 3G/4G) or any other type of common Internet connection (e.g., LAN, WiFi, ADSL) in order to connect their devices to our network.

II.   0% transaction fee

While currently merchants have to pay between 0.5% and 3% transaction fees  to their bank, financial institute or POS providers, Agate’s POS terminal sits on Agate iFiat’s Ecosystem, which runs Agate blockchain. This means merchants will not be charged when they receive the funds in their iBucket wallet, and as iBucket is a decentralised wallet, they can spend it anywhere they like—for example, to pay their suppliers or buy items for themselves—or, alternatively, they can request to deposit it to their bank accounts or to load onto their debit cards.

III.   Instant settlement (24 x 7 x 365)

In legacy POS terminal systems, banks or service providers usually limit their merchants to only perform settlements once or twice in a day . Even after 24 hours of this settlement, they may not access their funds for various reasons—for example, if the merchant’s business bank account is different than the POS provider or if they settle after the bank’s deadline (usually 10:00 p.m.) or over the weekend. Running transactions on Agate iFiat Ecosystem resolves these issues with real-time settlement, because as soon as a customer pays the funds become available and spendable in the merchant’s wallet.

IV.   Secure connection

This is a decentralised ecosystem, and because there is no middleman to handle transactions, all transactions are performed on the Agate iFiat Ecosystem blockchain with unique and traceable TX ID, which is trackable in Agate block explorer. For other connections (commands, user data, etc.) from a POS terminal to our cloud hosting, we have used a secure method that included hashing all data with a public key and a nonce; then the hashed payload and nonce would be sent to the cloud, and a server would decrypt it by using a private key while the whole process runs on SSL context with valid CA certificate, which is a symmetric 256-bit encryption on  X.509 certificates .


V.   No lock-in contract, no exit fee

In order to encourage merchants to use Agate POS terminals and, as a result, to grow the Agate POS network, there won’t be any lock-in contracts. They will only need to pay a one-off fee in AGT token to have this service, as shown in the table below, plus a small monthly fee in AGT token for maintaining this infrastructure. Also, merchants can return the terminal as soon as they like without penalty.

VI.   No monthly fee (optional)

Merchants have the choice to own POS terminals by paying a one-off fee to avoid recurring monthly fees; to do so, they can pay from their iBucket wallets or with AGT token.

VII.   NFC/RFID support

In-store terminals (desktop) can support NFC payments, so instead of showing QR codes, users can use NFC to pay (similar to Visa PayWave  or Mastercard PayPass ).

VIII.   Selling virtual goods

In order to incentivise merchants to use the Agate POS terminal, they can also sell virtual goods (e.g., phone charge, iTunes, Google play, Skype credit and similar items) directly on the POS and get commissions for them. As all these transactions would happen on the iFiat Ecosystem using Agate API Suite, these items can be provided by any supplier who is willing to sell their services to Agate users. However, this option is planned for after the ICO. When the Agate merchant app is updated, this feature would immediately be available on all merchant POS without extra hardware or cost.

IX.   Never lose a dollar!

In legacy POS terminals, if for any reason a terminal is damaged either physically, through faults in their applications or because of electronic shock, it’s quite possible that merchants may lose their whole day’s income if they do not settle on time. In the Agate POS terminal, this is prevented because of its decentralised nature; as soon as users pay, the Agate POS terminal will sign into the iFiat Ecosystem and, as all the funds are logged in Agate blockchain, the merchant can access it from any other device and spend it or cash it out.

PuryLock
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July 04, 2018, 09:01:09 AM
 #754

So far,biggest issue(atleast for me) with all these debit cards were fees.There are so many of them that it aint cheap to use them at all,in the end you card you loose something like 10%

How   you plan to sort that out?
SoonAmoon
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July 04, 2018, 10:36:28 AM
 #755

Hello Team, can you elaborate on the Physical POS Terminal i read on Ann page? Does it means that there will be POS on mobile as well?
Do you have a bounty program?

here is bounty >> https://bitcointalk.org/index.php?topic=4426676

Regarding Physical POS terminal which comes in a desktop and a handheld (for smaller shops) I would suggest to have a look to white paper for more details but here some highlights for your reference
Currently the Agate POS terminal is available in two types, for mobile users and for physical stores, which both come with unique features, including but not limited to the following:

I.   Borderless

Unlike traditional POS terminal solutions, which are limited to a specific region, Agate POS terminals can be used everywhere in the world without infrastructure limitation! These terminals use the Internet to securely connect to our POS server hosted in the cloud on five continents, and users can use mobile Internet (i.e., 3G/4G) or any other type of common Internet connection (e.g., LAN, WiFi, ADSL) in order to connect their devices to our network.

II.   0% transaction fee

While currently merchants have to pay between 0.5% and 3% transaction fees  to their bank, financial institute or POS providers, Agate’s POS terminal sits on Agate iFiat’s Ecosystem, which runs Agate blockchain. This means merchants will not be charged when they receive the funds in their iBucket wallet, and as iBucket is a decentralised wallet, they can spend it anywhere they like—for example, to pay their suppliers or buy items for themselves—or, alternatively, they can request to deposit it to their bank accounts or to load onto their debit cards.

III.   Instant settlement (24 x 7 x 365)

In legacy POS terminal systems, banks or service providers usually limit their merchants to only perform settlements once or twice in a day . Even after 24 hours of this settlement, they may not access their funds for various reasons—for example, if the merchant’s business bank account is different than the POS provider or if they settle after the bank’s deadline (usually 10:00 p.m.) or over the weekend. Running transactions on Agate iFiat Ecosystem resolves these issues with real-time settlement, because as soon as a customer pays the funds become available and spendable in the merchant’s wallet.

IV.   Secure connection

This is a decentralised ecosystem, and because there is no middleman to handle transactions, all transactions are performed on the Agate iFiat Ecosystem blockchain with unique and traceable TX ID, which is trackable in Agate block explorer. For other connections (commands, user data, etc.) from a POS terminal to our cloud hosting, we have used a secure method that included hashing all data with a public key and a nonce; then the hashed payload and nonce would be sent to the cloud, and a server would decrypt it by using a private key while the whole process runs on SSL context with valid CA certificate, which is a symmetric 256-bit encryption on  X.509 certificates .


V.   No lock-in contract, no exit fee

In order to encourage merchants to use Agate POS terminals and, as a result, to grow the Agate POS network, there won’t be any lock-in contracts. They will only need to pay a one-off fee in AGT token to have this service, as shown in the table below, plus a small monthly fee in AGT token for maintaining this infrastructure. Also, merchants can return the terminal as soon as they like without penalty.

VI.   No monthly fee (optional)

Merchants have the choice to own POS terminals by paying a one-off fee to avoid recurring monthly fees; to do so, they can pay from their iBucket wallets or with AGT token.

VII.   NFC/RFID support

In-store terminals (desktop) can support NFC payments, so instead of showing QR codes, users can use NFC to pay (similar to Visa PayWave  or Mastercard PayPass ).

VIII.   Selling virtual goods

In order to incentivise merchants to use the Agate POS terminal, they can also sell virtual goods (e.g., phone charge, iTunes, Google play, Skype credit and similar items) directly on the POS and get commissions for them. As all these transactions would happen on the iFiat Ecosystem using Agate API Suite, these items can be provided by any supplier who is willing to sell their services to Agate users. However, this option is planned for after the ICO. When the Agate merchant app is updated, this feature would immediately be available on all merchant POS without extra hardware or cost.

IX.   Never lose a dollar!

In legacy POS terminals, if for any reason a terminal is damaged either physically, through faults in their applications or because of electronic shock, it’s quite possible that merchants may lose their whole day’s income if they do not settle on time. In the Agate POS terminal, this is prevented because of its decentralised nature; as soon as users pay, the Agate POS terminal will sign into the iFiat Ecosystem and, as all the funds are logged in Agate blockchain, the merchant can access it from any other device and spend it or cash it out.



Great reply! That's a lot of useful information that should be pinned to the first page of the thread.
crownjewel
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July 04, 2018, 11:03:53 AM
 #756

I don't know if I'm looking at it wrong, but I don't see if you have a FAQ on you site  Huh
Pental
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July 04, 2018, 11:52:33 AM
 #757

I don't know if I'm looking at it wrong, but I don't see if you have a FAQ on you site  Huh


You can check FAQ from this link:

https://medium.com/agatechain/faq-updating-9c577ebecbf9
Lognak
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July 04, 2018, 08:18:47 PM
 #758

I don't know if I'm looking at it wrong, but I don't see if you have a FAQ on you site  Huh


You can check FAQ from this link:

https://medium.com/agatechain/faq-updating-9c577ebecbf9

Thanks for the share  "Is there any minimum and maximum contribution?
Yes the minimum token sale amount is equal to $60 USD of any acceptable coin or fiat and the maximum is $50,000 for individuals."

does it mean that non-individuals can participate with more?
inv3stor
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July 05, 2018, 12:15:28 AM
 #759

I don't know if I'm looking at it wrong, but I don't see if you have a FAQ on you site  Huh


You can check FAQ from this link:

https://medium.com/agatechain/faq-updating-9c577ebecbf9

Thanks for the share  "Is there any minimum and maximum contribution?
Yes the minimum token sale amount is equal to $60 USD of any acceptable coin or fiat and the maximum is $50,000 for individuals."

does it mean that non-individuals can participate with more?

We may let Accredited investors or ICO Syndicate to participate more but it would have different terms or lockup period.
BoutrosBoutrosGhali
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July 05, 2018, 06:17:29 AM
 #760

I don't know if I'm looking at it wrong, but I don't see if you have a FAQ on you site  Huh


You can check FAQ from this link:

https://medium.com/agatechain/faq-updating-9c577ebecbf9

Thanks for the share  "Is there any minimum and maximum contribution?
Yes the minimum token sale amount is equal to $60 USD of any acceptable coin or fiat and the maximum is $50,000 for individuals."

does it mean that non-individuals can participate with more?

$60 minimum is really affordable,and almost everyone can join.
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