[ANN][ICO]Chynge - World's First Payment Token with No FX Risk

[nhatnhatkhongnhi]

The CLPX Tokens do not confer any ownership or security interest over Chynge’s assets or properties,
and do not offer any fixed or contingent assurance of financial return. CLPX Tokens do not constitute
a collective investment scheme in any jurisdiction. This Whitepaper does not constitute a prospectus
or offer document of any sort and is not intended to constitute an offer of securities or a solicitation for
investment in securities in any jurisdiction.
This Whitepaper does not constitute or form part of any opinion on any advice to sell, or any solicitation of
any offer by Issuer to purchase any CLPX Tokens nor shall it or any part of it nor the fact of its presentation
form the basis of, or be relied upon in connection with, any contract or investment decision.

[MakNoz]

I see the Chynge Team consists of financial services veterans, and are very aware of the current inefficiencies in the way money is transferred. the team presents cutting-edge technology to solve problems, save costs for individuals and businesses.

[hoangtubia]

Cross-border payments and remittances are slow and expensive with significant
regulatory hurdles. Even though banks can transfer money for their customers
instantaneously, they often profit from holding these funds as their cash ‘float’.
Cross-border payment fees are saddled with hidden fees from corresponding
banks, in addition to the already high service fees and large foreign exchange
spreads. Further, ever more complex and demanding regulatory compliance
requirements on banks drive up the costs of doing transactions; these are then
passed onto their customers. The global volume of cross-border payments is
estimated at US $2 trn per year of which US $500bn are from migrant workers
sending money home to their families. Although the fees for money transfers
have dropped by 22% over the past decade, the actual fees remain high at 7-8%
of Gross Transaction Value (GTV)*.
The technology available today including big data, biometrics, artificial intelligence
and machine learning, and blockchain has spurred financial technology (FinTech)
companies to create new business models and new financial products to change
the way we consume financial services. Chynge democratizes payments by
making them instant, free, and safe. We mitigate reglatory risks related to money
laundering, terrorism financing, corruption and other financial crimes. Our
financial inclusive solutions put money back into local communities that can be
used for developing infrastructure, education, healthcare, and social programs,
to better the lives of our customers and those they love

[yuvadeep]

People who want to transfer money especially one across the sea, therefore they can send money through the bank, or even through money transfer operators (MTO).  MTO's acts as a single approach at a branch of the over-the-counter (OTC) services. Thus, they cannot provide 24/7 services like online banking and works only during the business hours. You can see a long queue at money transfers and this happens only during the time of festivals and at the starting month. Thus, the users who want to transfer need to wait for hours in a queue. Migrant workers face problems and need to wait in queue for long hours because they will get a chance on Sunday's as it will be there day off.  Once, the money is transferred from the sender to the MTO, it takes 2-3 business days to reach to the recipient. The customer needs to pay a premium service fee for the money if he wants to get it faster. However, the customer is in a loss if he wants to transfer the money as he has to pay an extra charge.

The Chynge solution combines both the FinTech and RegTech. The FinTech begins an organization that helps in reduces the cost of the money transfer. The RegTech requests for an intelligent combination of business rules and artificial intelligence (AI), a machine that helps in avoiding the risks of money usually transfer involving foreign banks, terrorism financing, and avoiding fraud. Chynge plays an important role in the digitize payments on the Chynge blockchain and helps senders to transfer their funds instantly. Chynge creates liquidity pool that helps in eliminating their bank credits lines which are available for zero fees.

[Hien08]

Week 6 Aug 15 to Aug 22
Twitter Campaign
Twitter URL:h ttps://twitter.com/DuyenNg17415667
Retweets:
https://twitter.com/beyondblocks_/status/1026004894946353152
https://twitter.com/chynge/status/1031111471382421504
https://twitter.com/chynge/status/1030382352457822208
Tweet:https://twitter.com/DuyenNg17415667/status/1030818724192768000

[Salesin]

Chynge addresses a genuine need: remittances, general cross-border payments in key Asian markets (eliminating high costs and unnecessary intermediaries).

[CWinner]

Uses Stellar - a good choice of DLT for cross-border peer-to-peer payments. Has a fairly experienced team at the helm.

[Official_BlockFolks]

Thanks for all the support that the community is giving to Chynge. We are pleased to let everyone know that right now the chynge ico is ongoing so grab it while it last.

[yardq]

Hello! iLike ur project, where i can find more information about team?

[yudi09]

Thanks for all the support that the community is giving to Chynge. We are pleased to let everyone know that right now the chynge ico is ongoing so grab it while it last.

What results have been obtained at this time? I want to see how interesting the Stellar-based project can attract public attention. because I just saw a basic, basic addres project and was curious about the results. goodluck team

[iMaker]

I'm eager to see how the team creates a high throughput, low latency closed-loop payments network and builds required liquidity pools to efficiently facilitate the cross-border p2p transactions.

[9jaflick]

How much cash has been raised so far?
It seems like the website has not been updated for long now, or am I getting something wrong here, Or does it mean that no one is interested in investing on chynge project anymore?

[Hien08]

Week 6 Aug 23 to Aug 30

Twitter Campaign
Twitter URL:h ttps://twitter.com/DuyenNg17415667
Retweets:
https://twitter.com/chynge/status/1032547072119980032
https://twitter.com/chynge/status/1029995175093792768
https://twitter.com/ljxie/status/1029462395171745792
Tweet:
https://twitter.com/DuyenNg17415667/status/1033013152634433536

[sserge009]

#Proof of Authentication

Bitcointalk username: sserge009
Forum rank: Hero
Bounty: Content Creation
Content Creation Link : https://www.youtube.com/watch?v=YOyXBYrP5ZQ&feature=youtu.be

[marufnang]

I think that Chynge will simplified the way of money sending through cryptocurrency.
With chynge we'll be able to remove the hustle to trade the coins on each side (sender or receiver).

[Anycrypt]

I think its a not bad project. Real estate market is very hot now. Will join bounti soon !

the real estate market has always been popular. however, as before, so many projects in this direction arise. but I can not see their ideas in use. Of these projects, which began to deal with it a year ago.

You guys must have got it wrong!As far as I understood correctly,this project has nothing to do with real estate!!! Chynge develops secure payment systems.But in General, the project is interesting and promising in this direction.

[Hien08]

Week 7 sep 01 to sep 07

Twitter Campaign
Twitter URL:h ttps://twitter.com/DuyenNg17415667
Retweets:
https://twitter.com/chynge/status/1028829867700154368
https://twitter.com/chynge/status/1026426597228703745
https://twitter.com/chynge/status/1026107003435773952
Tweet:
https://twitter.com/DuyenNg17415667/status/1035551138689376257

[finelife25]

All transactions with payments are always of concern to me, tell me how the platform plans to protect its users from financial fraud?

[Hien08]

Week 8 sep 08 to sep 15

Twitter Campaign
Twitter URL:h ttps://twitter.com/DuyenNg17415667
Retweets:
https://twitter.com/chynge/status/1025198391788093440
Tweet:
https://twitter.com/DuyenNg17415667/status/1038453469223387142

[royalfestus]

To my knowledge, Today should be the last day of the ICO but no information any where to how much was raised so far. The site also seem not to display it again.

Chynge.net is already rated by Cryptolaboratory. All facts are here. Don't miss it!

Most times when I see references to those ICO rating sites, I like to ask their track record with project rating and performance after ICO. they are all looking for money and attention. Irrespective of their ratings a good project will perform.