darsie (OP)
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February 06, 2014, 04:46:03 PM |
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Hey!
Many banks make troubles with bitcoins. They refuse wires, close or refuse to open bitcoin related bank accounts, etc. Mtgox is limited to 10 international wires/day and 100 kEUR/day for SEPA wires.
What do you think about making a bitcoin bank? I know, it's hard, we are currently founding a social/ecological bank. But it might be worth it. Investors could be bitcoin people, businesses, exchanges and we could use crowdfunding.
Actually, it's hard to imagine there is no bitcoin friendly bank. There are so many banks doing all kinds of shit, there must be bitcoin friendly banks, too. But why is mtgox having such limitations, then? Would other banks refuse to do business/wires with a bitcoin bank?
Bernhard
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Meuh6879
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February 06, 2014, 04:52:36 PM |
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why do you want build a bank ? build a strong and serious marketplace ... it's more easy.
then, open 10-20 account (professionnal) to receive the fund of the buyer of bitcoin.
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darsie (OP)
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February 06, 2014, 05:01:12 PM |
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> why do you want build a bank ?
So we can move money with less/no obstacles.
> build a strong and serious marketplace ... it's more easy.
The ones we have are not good enough?
> then, open 10-20 account (professionnal) to receive the fund of the buyer of bitcoin.
Bank accounts? Mtgox is allegedly looking for better banking connections [1], but appearently without much success. Do you think they're just pretending?
[1] #mtgox@irc.freenode.net 17:30:03 <@ne0futur> but yes mtgox is always working to find more banking partners and get those limits increased 17:30:07 <@ne0futur> but it takes time
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franky1
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February 06, 2014, 05:04:00 PM |
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building a bitcoin bank is called centralisation.
if you want centralisation and where someone else holds funds securely, stick with FIAT!
if you meant the idea of a bitcoin friendly method to convert FIAT into bitcoin and vice versa. again there is no need for one organisation to perform this task. infact the best version of conversion is out there already. its called localbitcoins.
and if none of this makes sense and you still think that a bank is a useful idea, then you truly have ignored the whole bitcoin concept. you also ignored the laws about what is required to build a bank(please research laws and regulations), to realise that a bank is not what you need. and as such if you did try such an endeaver your reputation is nil, and i wouldnt trust you with my funds.. sorry.
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I DO NOT TRADE OR ACT AS ESCROW ON THIS FORUM EVER. Please do your own research & respect what is written here as both opinion & information gleaned from experience. many people replying with insults but no on-topic content substance, automatically are 'facepalmed' and yawned at
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hilariousandco
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Join the world-leading crypto sportsbook NOW!
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February 06, 2014, 05:07:48 PM |
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I think one of the points of Bitcoin is that we don't need banks for this kind of thing. There's some ethical banks about and I'm sure there will be banks that are happy to accept or deal with Bitcoin related funds in the near future, but they're not needed to buy coins as there are other options available.
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darsie (OP)
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February 06, 2014, 05:29:01 PM |
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The bank doesn't need to be a bitcoin exchange (although it could). It can just serve to wire fiat in and out of exchanges, and hold the money for exchanges.
localbitcoins.com works for many ppl, but many also want to use bank wires. Also, many localbitcoiners ask higher profit margins than there is via bank wires and exchanges.
But making a bank is hard and expensive, I'm not sure if it was only for bitcoin it would have the volume to be cost effective. The bank could do other banking, too.
But, yeah, I guess there must already be enough bitcoin friendly banks out there. Easier to look for them or convince them, if there really aren't any, yet.
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Kiki112
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February 06, 2014, 05:58:16 PM |
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if you can, that would be great... it would make bitcoin easier to withdraw and therefor making it better to use increasing our demand and market price together
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Kenshin
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February 06, 2014, 07:54:01 PM |
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I think one of the points of Bitcoin is that we don't need banks for this kind of thing. There's some ethical banks about and I'm sure there will be banks that are happy to accept or deal with Bitcoin related funds in the near future, but they're not needed to buy coins as there are other options available.
Actually. That is the whole point. No bank is required.
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Super T
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February 06, 2014, 08:38:44 PM Last edit: February 06, 2014, 09:12:29 PM by Super T |
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I think one of the points of Bitcoin is that we don't need banks for this kind of thing. There's some ethical banks about and I'm sure there will be banks that are happy to accept or deal with Bitcoin related funds in the near future, but they're not needed to buy coins as there are other options available.
Actually. That is the whole point. No bank is required. That's too much of a simplification. If the world goes full bitcoin, you might not need a bank, but you may well still choose to use one. Banks of tomorrow will offer value added services around blockchain based assets, services like secure offline storage, insured online storage, zero confirmation payment guarantees, a whole host of advanced personal finance management and finance oriented social community/networking products. Traditional brokerage and asset management also stays. The point is that right now points of integration with fiat systems are needed to help drive bitcoin adoption and uptake, it is not (just) anti bitcoin sentiment that is stopping our current crop of banks from adopting bitcoin with open arms, it is risk, regulation, profitability and the sheer inability of large organisations to adapt at pace. So... go build a bank, if you don't someone else will.
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mertsakki
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February 06, 2014, 09:57:42 PM |
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That would be a great idea how do we do that plain and simple?
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DrHerbSmoker
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February 06, 2014, 10:32:28 PM |
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i dont think a bitcoin bank will ever happen
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Sonny
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February 07, 2014, 08:44:04 AM |
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Bitcoin is designed to be decentralized, and that is exactly why a lot of people have faith in it...
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Mitchell
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February 07, 2014, 08:49:00 AM |
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No fucking way. Creating a bank would/could make Bitcoin centralized and that is the exact opposite of what we want. Go back to fiat if you need a bank that desperately.
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Lethn
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February 07, 2014, 09:32:29 AM |
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Computers are now doing the jobs of banks and central banks, you aren't needed.
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faiza1990
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February 07, 2014, 09:35:21 AM |
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no one going with this idea better is do some work in market for this bitcoin
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MakeBelieve
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February 07, 2014, 11:50:20 AM |
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Bicoin is suppose to be decenteralised so why would you make a bank for it?
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On a mission to make Bitcointalk.org Marketplace a safer place to Buy/Sell/Trade
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Seppelpeters
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February 07, 2014, 01:28:42 PM |
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I would rather have a Bitcoin Credit and Loan institute as opposed to your more traditional approach to banks. I do not understand why this kind of service has not been offered yet on a larger scale.
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guybrushthreepwood
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February 07, 2014, 01:34:25 PM |
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I think a Bitcoin bank will be inevitable. It's only natural somebody will create one at some point.
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BitCoinDream
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The revolution will be digital
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February 07, 2014, 01:36:36 PM |
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The web wallets will turn into Bitcoin bank soon...
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