Firstly we should define who is educated and who is uneducated.
Anyone capable of understanding and using cryptocurrency and can indulge in a discussion about it should be considered educated.
Even if you have a masters degree in Physics and do know nothing about crypto, you are a layman.
Collage degrees are not education. The ability to understand, involve, cope, adopt and solve the problems are education.
I totally agree with your opinion. Anyone has the right to enter the crypto world. Basically we all are not knowledgeable when we first get to know crypto, and by learning slowly grasp the crypto world widely.